paynines vs RichCodeWorld Card (RichCard)
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
paynines
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Paynines gives you the possibility to easily make account2account payments and see aggregated data about your bank accounts, using secure OpenBanking channels.
RichCodeWorld Card (RichCard)
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RichCodeWorld Card (RichCard) is the clients' version of the workers' App: RichCodeWorld Work (RichWork). RichCard has a combination of Freelancers(remote workers) and on-demand service providers(onsite workers) hiring and Fintech features. RichCard is for clients to hire onsite and remote service providers who applied for a work they posted and clients can also order the service a richworker posted if he needs such service. FEATURES OF RICHCARD: FINTECH FEATURES: __Virtual Accounts: You can get virtual accounts on RichCard for funding your wallet for transactions, after completing your KYC if virtual account is supported for your currency. __USD Virtual Cards: You can create virtual USD Mastercard and USD Visa card on RichCard, and use it for card transactions, such as online purchase, payments and subscriptions. __Bank Transfers You can send money, from your wallet to a bank account, if the feature is available for your currency. __Bill Payments: You can make bill payments such as: Airtime purchase, Data bundle purchase, CableTV subscription, Electricity and other Utility bills payments. __Multicurrency Wallet: Your account automatically has 4 wallets for transactions, Your local currency wallet + USD, GBP, and EURO wallets. __Currency Conversion: You can convert money between any of the 4 currencies in your account, from one currency to another. HIRING FEATURES: __Onsite Hiring: You can post onsite work and the services you need for richworkers to apply for your onsite work and you can hire your richworker of choice, and you can also order for already posted onsite service on RichCard, if it is an onsite service you need. __Remote Hiring: You can post remote work and the services you need for richworkers to apply for your remote work, you can hire your richworker of choice, and you can also order for already posted remote service on RichCard, if it is a remote service you need. __Multi Currency Payment: For each work you need done, you can pay in any of your 4 currencies, depending on the currency you want to pay for the work with.
Screenshots
Verdict
The clearest difference is update cadence: RichCodeWorld Card (RichCard) at every 3 weeks against paynines's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
paynines ships an update every 6 months, RichCodeWorld Card (RichCard) every 3 weeks. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.
| Parameter | paynines | RichCodeWorld Card (RichCard) |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Every 3 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 13.4 โ better |
| Further details โ not scored | ||
| Size | 49 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Paynines Operations SRL | RICHCODEWORLD COMPANY LTD |
In-app purchases
paynines
No in-app purchases
RichCodeWorld Card (RichCard)
No in-app purchases
Questions
Is paynines free?
Is RichCodeWorld Card (RichCard) free?
Do paynines or RichCodeWorld Card (RichCard) have ads?
Which is updated more often, paynines or RichCodeWorld Card (RichCard)?
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