OnTopic Chat vs SettleIt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnTopic Chat
This social networking app provides a vast library of curated questions and trending topics to facilitate engaging conversations. It offers various question types, from fun challenges to debate prompts, designed to help users connect and deepen relationships.
- Curated conversation starters
- Daily trending topics
- Truth or dare challenges
- Icebreaker questions
- Newlywed quizzes
- Debate topics
- End-to-end encryption
Read full descriptionHide full description
OnTopic is the ultimate chat app for sparking great conversations with the people you know. With thousands of carefully curated questions and trending topics, you’ll never run out of things to talk about! Whether you’re reconnecting with friends, bonding with a partner, or getting to know someone new, OnTopic makes every chat engaging. From fun truth or dare questions to lively debate topics and romantic newlywed quizzes, OnTopic brings people closer through better conversations. Plus, with a secure, topic-based chat interface, you can keep discussions flowing effortlessly. Key Features: • A massive library of conversation starters with new trending topics daily • Truth or dare challenges to add fun and spontaneity • Icebreakers that make getting to know someone effortless • Newlywed quizzes to test how well you know your partner • Trending debate topics to inspire engaging discussions • Question-based texting for smooth, organized conversations • End-to-end encryption to keep your chats private and secure Great conversations start with great questions. Get Talking. Get Connected. Download OnTopic now!
SettleIt
Read full descriptionHide full description
Got a dilemma? Arguing with friends? Need a second opinion? SettleIt lets the community decide! SettleIt is the ultimate social app to post your questions, debates, and decisions and let others vote. Whether you’re torn between outfits, want opinions on relationship drama, or just love sharing spicy polls — we’ve got you. What you can do: • Create posts with up to 4 poll options. • Vote on hot debates and see live results. • View breakdowns by gender and age groups. • Bet coins on poll outcomes and win rewards. • Add images or videos for context. • Participate in discussion threads and series. • Unlock achievements and customize your profile with cosmetics. Why people love SettleIt: • Real-time, user-generated content. • A fun and anonymous way to settle anything. • Gamified experience with leaderboards and badges. • Clean and friendly community with moderation tools. Perfect for: • Spicy relationship questions • Fashion dilemmas • Hot takes on pop culture, gaming, or lifestyle • Getting feedback fast — and having fun doing it Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: SettleIt at none against OnTopic Chat's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OnTopic Chat sells 10 one-off in-app purchases and SettleIt sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
OnTopic Chat ships an update every 3 months, SettleIt every 6 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | OnTopic Chat | SettleIt |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 18.1 |
| Further details — not scored | ||
| Size | 81 MB | 108 MB |
| Age rating | 17+ | 12+ |
| Developer | OnTopic LLC | David Gomez |
In-app purchases
OnTopic Chat
- AI & Ethics$1.99
- Morality & Human Nature$1.99
- Justice & Power$1.99
Show 7 moreShow fewer
- Family and Inlaws$2.99
- Communication, Trust and Power$2.99
- Sex and Intimacy$3.99
- Four Play$9.99
- Bare It All$9.99
- Kiss and Tell$14.99
- Foxy Friends$14.99
SettleIt
- SettleIt Monthly Premium$0.991 Month









