Comparison

FC Ledger vs (Simple) Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FC Ledger

Features
Read full description

Introduction: FC Ledger is a simple and lightweight accounting application that helps you better understand your income and expenditure situation without collecting any information about you. [Function Introduction] -Support multiple ledgers to differentiate different scenarios through different ledgers -Budget support can be set at three levels: weekly, monthly, and annual -Support iCloud to synchronize data -Support refunds and reimbursements -Support for multiple currencies -Support chart analysis -Support asset management -Supporting billing images and locations -Support tag function Privacy Policy: -Information storage This application promises not to store or use your data, and your data will only be stored locally on your phone and in iCloud (if you allow this software to use iCloud backup in your phone settings). -Data security Please keep your iCloud account safe and do not disclose it to others. Also, do not jailbreak your device to ensure the security of your data. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. Terms of Use: -Subscription and buyout Some functions of this application require unlocking member permissions to be used. Currently, there are three methods available: monthly subscription, annual subscription, and buyout. Monthly and annual subscriptions are automatically renewed before the subscription expires by default. If you need to unsubscribe, you can manually unsubscribe on the Settings Apple ID Subscription page. The buyout is a one-time fee, and you can permanently enjoy membership after purchasing. No fees will be charged in any form thereafter. -Costs At present, we offer three prices: ¥ 8 per month, ¥ 38 per year, and ¥ 68 buyout. Subsequent adjustments may be made based on actual circumstances. When the price is adjusted, the new fee will take effect in your next subscription cycle. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/privacy.md Terms of Use: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/terms.md

About

(Simple) Finance

Features
Read full description

Take control of your personal finance with (Simple) Finance — the clean and simple subscription, bill and expense tracking app designed for individuals and small businesses. Track every subscription and recurring payment, see what renews before it hits your account, record your daily spending, and stay aligned with your financial goals. Whether you want to stop paying for subscriptions you forgot about, reduce your debt, or organize your daily budgeting, (Simple) Finance helps you stay aware and in control with smart insights and clear visuals. Subscriptions & Recurring Payments • Track every subscription in one place — Netflix, Spotify, gym, insurance and more • See your true monthly subscription cost at a glance • Set up weekly, monthly or yearly recurring payments in seconds • Get a renewal reminder before you are charged — choose how many days ahead and at what time • Separate subscriptions from bills and rent, so you always know what is optional and what is not • Turn a due payment into a real expense with a single tap Track & Organize Your Money • Fast and intuitive expense tracking • Record income and spending in seconds • Simple categories for better money management • Organize your financial data with a clean expense organizer • Cash, bank and credit card payment types Smarter Budgeting & Insights • Safe to spend — see what is really left after upcoming bills and subscriptions • View your monthly budget at a glance • Compare spending month to month • Set weekly & monthly limits to control how you spend • Fixed cost ratio, spending trend, income trend and no-spend streak insights • Turn any insight card on or off to build the dashboard you want • View monthly and yearly overviews at a glance Achieve Your Financial Goals • Stay on track with simple budgeting tools • Cancel what you do not use and keep what you love • Understand where your money goes • Build healthy spending habits that support your long-term financial goals Powerful Search & Filters • Search by title, note, or payment type • Filter by income, expense, or date • Perfect for both personal and small business use Premium Experience • 14-day free trial • Unlock full insights and advanced budgeting tools • One-time lifetime plan available (Simple) Finance brings simplicity to subscription tracking, budgeting, expense tracking, and money management, helping you stay organized, reduce stress, and improve your overall financial well-being. Terms of service & privacy policy: https://thunor.app/terms.html https://thunor.app/privacy.html

Screenshots

FC Ledger4 screens
(Simple) Finance4 screens

Verdict

The call

The clearest difference is update cadence: FC Ledger at every 2 weeks against (Simple) Finance's every 3 months. FC Ledger also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FC Ledger sells 3 in-app purchases, starting at $0.99 per month and (Simple) Finance sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FC Ledger ships an update every 2 weeks, (Simple) Finance every 3 months. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 4 level
FC Ledger versus (Simple) Finance: the parameters behind the verdict, then further details
ParameterFC Ledger(Simple) Finance
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.6
Further details — not scored
Size11 MB12 MB
Age rating4+4+
Developer志标 王MEHMET CAGRI MENCEK

In-app purchases

3 purchases

FC Ledger

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$3.991 Year
One-time1
  • Lifetime$6.99
3 purchases

(Simple) Finance

Subscriptions2
  • Finance Premium - Monthly$1.991 Month
  • Finance Premium - Annual$19.991 Year
One-time1
  • Finance Premium - Lifetime$49.99

Questions

Is FC Ledger free?
FC Ledger is free to download, with in-app purchases available.
Is (Simple) Finance free?
(Simple) Finance is free to download, with in-app purchases available.
Do FC Ledger or (Simple) Finance have ads?
Neither FC Ledger nor (Simple) Finance shows ads.
Which is updated more often, FC Ledger or (Simple) Finance?
FC Ledger ships an update every 2 weeks, and (Simple) Finance every 3 months. Most recently, FC Ledger was updated on October 25, 2026 and (Simple) Finance on October 8, 2026.

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