Comparison

FC Ledger vs Budgeting | Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FC Ledger

Features
Read full description

Introduction: FC Ledger is a simple and lightweight accounting application that helps you better understand your income and expenditure situation without collecting any information about you. [Function Introduction] -Support multiple ledgers to differentiate different scenarios through different ledgers -Budget support can be set at three levels: weekly, monthly, and annual -Support iCloud to synchronize data -Support refunds and reimbursements -Support for multiple currencies -Support chart analysis -Support asset management -Supporting billing images and locations -Support tag function Privacy Policy: -Information storage This application promises not to store or use your data, and your data will only be stored locally on your phone and in iCloud (if you allow this software to use iCloud backup in your phone settings). -Data security Please keep your iCloud account safe and do not disclose it to others. Also, do not jailbreak your device to ensure the security of your data. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. Terms of Use: -Subscription and buyout Some functions of this application require unlocking member permissions to be used. Currently, there are three methods available: monthly subscription, annual subscription, and buyout. Monthly and annual subscriptions are automatically renewed before the subscription expires by default. If you need to unsubscribe, you can manually unsubscribe on the Settings Apple ID Subscription page. The buyout is a one-time fee, and you can permanently enjoy membership after purchasing. No fees will be charged in any form thereafter. -Costs At present, we offer three prices: ¥ 8 per month, ¥ 38 per year, and ¥ 68 buyout. Subsequent adjustments may be made based on actual circumstances. When the price is adjusted, the new fee will take effect in your next subscription cycle. -Contact us If you have any questions, you can send us an email to 1398669315@qq.com Thank you for your trust and support. License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/privacy.md Terms of Use: https://gitee.com/wangxiaoshuai/wangxiaoshuai/blob/master/terms.md

About

Budgeting | Flow

Features
Read full description

Flow - Smart Personal Finance Manager Flow is a powerful yet intuitive personal finance management app that helps you effortlessly track income and expenses, manage multiple accounts, and gain deep insights into your financial health through rich visualizations and comprehensive reports. Key Features Smart Calculations Built-in math expression calculator - enter formulas directly in amount fields (e.g., 100+50*2) Multi-Account Management Manage multiple accounts across different currencies simultaneously Rich Category System - Built-in transaction types including income, expenses, transfers, and more - 16 beautiful color themes paired with delightful icons - Smart accounts receivable management and settlement tracking In-Depth Analytics Finance Overview - Daily, monthly, and yearly financial summaries at a glance - Beautiful bar charts displaying income, expenses, and net balance - Real-time calculation of your financial health status Category Analysis - Intuitive pie charts showing expense distribution by category - Detailed category amount statistics with smart sorting - Multi-timeframe deep analysis capabilities Net Worth Tracking - Comprehensive asset and liability overview - Multi-currency net worth statistics - Long-term financial trend monitoring Convenient Features Transfer Management - Cross-account transfers with automatic record linking - Support for separate transfer fee recording - Smart grouping of related transactions Calendar View - Monthly calendar interface for intuitive transaction browsing - Quick date selection and navigation - Simple month-to-month switching Personalization Freely enable or disable various report types Perfect For - Users who need precise personal finance tracking - Individuals managing multiple bank accounts - Finance enthusiasts seeking deep spending habit analysis - Personal or small business owners requiring receivables management - Users pursuing clean and efficient financial management experience Download Flow now and start your smart financial management journey! Terms of Use: www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: flow.bitloom.io/privacy-policy/

Screenshots

FC Ledger4 screens
Budgeting | Flow4 screens

Verdict

The call

The clearest difference is iOS requirement: FC Ledger at 15.0 against Budgeting | Flow's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FC Ledger sells 3 in-app purchases, starting at $0.99 per month and Budgeting | Flow sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FC Ledger ships an update every 2 weeks, Budgeting | Flow weekly. The most recent releases landed on September 17, 2026 and September 12, 2026 respectively.

Scorecard1 real difference · 5 level
FC Ledger versus Budgeting | Flow: the parameters behind the verdict, then further details
ParameterFC LedgerBudgeting | Flow
PriceFreeFree
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better26.0
Further details — not scored
Size11 MB4 MB
Age rating4+4+
Developer志标 王Jia-Han Wu

In-app purchases

3 purchases

FC Ledger

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$3.991 Year
One-time1
  • Lifetime$6.99
2 purchases

Budgeting | Flow

Subscriptions2
  • Flow Premium (1 Month)$3.991 Month
  • Flow Premium (1 Year)7 Days trial$19.991 Year

Questions

Is FC Ledger free?
FC Ledger is free to download, with in-app purchases available.
Is Budgeting | Flow free?
Budgeting | Flow is free to download, with in-app purchases available.
Do FC Ledger or Budgeting | Flow have ads?
Neither FC Ledger nor Budgeting | Flow shows ads.
Which is updated more often, FC Ledger or Budgeting | Flow?
FC Ledger ships an update every 2 weeks, and Budgeting | Flow weekly. Most recently, FC Ledger was updated on September 17, 2026 and Budgeting | Flow on September 12, 2026.

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