UM WALLET vs BeautifulBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UM WALLET
Manage your digital assets securely with this unmanaged crypto wallet. Send, receive, and store various cryptocurrencies, tokens, and stable currencies with ease. Protect your private keys and enjoy a fast, reliable experience for your encrypted assets.
- Unmanaged cryptowallet
- Store cryptocurrency and tokens
- Send and receive digital assets
- Private key management
- Fast and secure transactions
- Multi-cryptocurrency support
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UM Wallet is the official encrypted wallet of UM. You have your own cryptocurrency, token, stable currency, and private key in an unmanaged cryptowallet. You can use the UM Wallet mobile application to securely and reliably send, receive, and store multiple cryptocurrencies and digital assets. The fast and secure multi cryptocurrency wallet supported by UM Wallet is designed to be easy to use and perfect for storing encrypted assets.
BeautifulBudget
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Beautiful Budget makes personal finance feel less like a chore and more like a superpower. Set a weekly budget and instantly see where you stand. Our weather-inspired dashboard shifts from sunny skies to storm clouds as you spend — so you always know if you're on track at a glance. Whether you're saving for a dream vacation, paying down debt, or just trying to stop wondering where your paycheck went — Beautiful Budget keeps you in control without the spreadsheets. Because simplicity is King Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: UM WALLET at none against BeautifulBudget's 1. UM WALLET also leads on iOS requirement (13.0 vs 17.0). BeautifulBudget's advantage is update cadence (weekly vs every 2 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BeautifulBudget sells 1 in-app purchase, starting at $4.99 per year. UM WALLET asks for nothing beyond the download.
UM WALLET ships an update every 2 weeks, BeautifulBudget weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | UM WALLET | BeautifulBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, Apple Watch |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 49 MB | 22 MB |
| Age rating | 17+ | 4+ |
| Developer | GLOBAL KNOT (MALAYSIA) SDN. BHD. | Kevin Long |
In-app purchases
UM WALLET
No in-app purchases
BeautifulBudget
- Annual Premium7 Days trial$4.991 Year
