Budget Planner vs SpendWise

Accounts is a smart monthly budget planner and money tracker app. Spending out of control, not sure where your money goes each month, want better visibility of your expenses? Accounts can help. Take control of your money with Accounts, a secure budgeting app that brings all your checking, credit, and savings accounts together under the umbrella of a single app. Accounts will help you create a planned monthly budget, automatically categorise your transactions and track your spending against your budget. Quickly and easily add transactions (expenses/income) or alternatively sync data automatically with your bank. Plan your monthly budget and track spending against your budget. Accounts supports two account options: 1. Create offline accounts and enter transactions manually, quickly and easily. 2. Sync transactions automatically from Apple Wallet (in the US includes: Apple Card, Apple Cash, Savings). Transactions are categorised by Accounts automatically, in either case. Plan your monthly budget, track spending in real time, and stay confidently in control. WHY YOU'LL LOVE ACCOUNTS All Your Money, One App. Have multiple checking accounts, credit cards and savings with different banks - Accounts will consolidate the data into a single app. Create offline accounts and enter transactions quickly and easily. No connection to your bank is required and your data stays local and secure on your own device. No internet connection is required to use the app and it removes any concerns you may have about your financial data being stored on 3rd party servers in the cloud. Alternatively, connect the app to Apple Wallet, syncing transactions automatically from Apple Card, Apple Cash and Savings (available in the US). No need to enter transactions manually. Effortless Expense Tracking Transactions are intelligently categorised automatically, e.g Rent, Groceries,... You can manually override category assignments, split a transaction across multiple categories, or create your own custom categories - you’re always in control. Built for Monthly Budgets Create a budget yourself or let Accounts generate one based on your recent spending. Track this month against your budget and last month’s spend, and quickly spot where you’re overspending. Clear, Useful Insights See your top spending categories, compare budget vs actual spend, and view trends over time - without overwhelming charts or noise. DESIGNED FOR TRUST & PRIVACY • Offline accounts/transactions - all your data stays local on your device • Secure login with Face ID, Touch ID, or PIN • Sensitive data encrypted at rest NO ADS. NO UPSELLING. NO DISTRACTIONS. Accounts is focused purely on budgeting. No financial product ads. No spam. No constant upgrade prompts. No pushing you to open savings accounts with mediocre interest rates. USE FOR FREE OR PURCHASE FOR MORE OPTIONS Accounts is totally free to use, supporting up to two offline or Apple Wallet accounts at no cost to you. Simple pricing for more than 2 accounts: - Single, low cost, one off, lifetime payment - no subscription is required - Option to pay a lower monthly subscription Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendWise makes managing expenses easy and stress-free. Log your spending, categorize expenses, and view helpful summaries that show exactly how you use your money. Stay in control and make better financial decisions every day.