Comparison

手帐随心记 vs 小牛记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

手帐随心记

Features
Read full description

《手帐随心记》是一款高效实用的存钱和记账APP,为您带来更专业、更清晰明了的收入记录,让您随时随地掌握资金流向! 他适用于旅游记账,旅行记账,生意记账,学生记账,学生账本,亲子账本,装修记账,人情记账,日常记账家庭账本,随手记账等,再也不担心一不小心钱“没”了! 【功能介绍】 快速记账:极简的操作流程,3秒钟即可完成一笔消费记录 多账本;日常、情侣、旅行、校园、工作账本,满足多场景记账需求 设置预算:设置总预算或分类预算,超支及时提醒,精准控制开支,不超支 消费趋势:生成一目了然的图表,帮你快速分析消费情况 小组件:在桌面即可发起记账,查看收支结余、资产详情 账单备注:图片文字备注,账目有凭有据 自定义标签:可以作为分类补充,为账单添加多个标签 记账提醒:不同时段设置提醒,记账不遗漏 安全保密:密码保护,支持指纹、数字解锁,账单更安全 无容量限制:账单云同步功能,想记多少,就记多少,永不丢失 还有更多记账小功能、小技巧等你来发现! 记账的目的是为了存钱,存钱的目的是为了更好地生活,《手帐随心记》旨在帮助用户好好打理自己的消费存款,让用户更好的享受人生! [自动续费会员] --订阅周期: 月/季/年 -订阅价格:¥38.00/月、¥ 78.00/季、¥98.00/年 --付款方式:当用户确认购买并付款后记入iTunes账单 --续订: Apple iTunes账户会在当前订阅周期 24小时内扣除下一次的订阅费用,扣除成功后订阅自动延长一个周期 --取消续订:如需取消自动续订,应在当前订阅到期24小时之前前往Apple ID/iTunes 内关闭自动续订功能 用户协议:https://sdoc.ink/web/#/p/e73795477d1c0243094635794287656c 隐私政策:https://sdoc.ink/web/#/p/45236edf274ac27afc82ba071b270c86 付费协议:https://sdoc.ink/web/#/p/7f08d739d2fd9aa5b8e7387f14a8c434

About

小牛记账

Easily track daily expenses and income with customizable accounts and categories. Gain insights into spending habits through smart data analysis and charts. Manage debts effectively to achieve financial stability.

Highlights
  • Intuitive transaction recording
  • Customizable accounts and categories
  • Smart data analysis and charts
  • Debt tracking and management
  • Financial habit building
Features
Read full description

小牛记账APP提供直观易用的界面,让您能够快速记录每一笔交易和开销。您可以自定义不同的账户和分类,以便更好地组织和分类您的财务数据。 除了基本的记账功能,我们的应用还提供了智能的数据分析和图表,帮助您更好地了解您的消费模式和财务状况。您可以查看详细的报表和图表,以便更好地规划和管理您的财务。 而且,我们的应用还特别关注负债管理。您可以记录和追踪您的借贷情况,确保您能够有条不紊地管理债务,实现财务的稳定和平衡。 极简记账APP旨在成为您的财务管家,帮助您建立健康的财务习惯,实现财务自由。无论您是普通用户、学生还是专业人士,我们的应用都能适应您的需求,为您提供最好的财务管理体验。 下载极简记账APP,让财务管理变得简单、高效和愉悦!如果您有任何问题或建议,请随时联系我们的团队,我们将竭诚为您提供支持和帮助。开始记录您的财务旅程,一步步实现财务目标!

Screenshots

手帐随心记4 screens
小牛记账3 screens

Verdict

The call

The clearest difference is ads: 小牛记账 at none against 手帐随心记's shown. 小牛记账 also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 手帐随心记 sells 3 in-app purchases, starting at $4.99 per month and 小牛记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

手帐随心记 ships an update every 2 months, 小牛记账 every 3 weeks. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 7 level
手帐随心记 versus 小牛记账: the parameters behind the verdict, then further details
Parameter手帐随心记小牛记账
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size42 MB35 MB
Age rating4+4+
Developer明英 林Shanghai Youqianhua Information Technology Co., Ltd.

In-app purchases

3 purchases

手帐随心记

Subscriptions3
  • 月度会员解锁$4.991 Month
  • 季度会员解锁$9.993 Months
  • 年度会员订阅$14.991 Year
1 purchases

小牛记账

One-time1
  • VIP会员$1.99

Questions

Is 手帐随心记 free?
手帐随心记 is free to download, with in-app purchases available.
Is 小牛记账 free?
小牛记账 is free to download, with in-app purchases available.
Do 手帐随心记 or 小牛记账 have ads?
手帐随心记 shows ads; 小牛记账 does not.
Which is updated more often, 手帐随心记 or 小牛记账?
手帐随心记 ships an update every 2 months, and 小牛记账 every 3 weeks. Most recently, 手帐随心记 was updated on October 6, 2026 and 小牛记账 on October 15, 2026.

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