Comparison

Financial Calculator India App vs Ruby Silver Traders

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Financial Calculator India App

This app offers a comprehensive suite of financial calculators tailored for Indian users. It covers a wide range of schemes from banks, post offices, mutual funds, retirement plans, income tax, insurance, and bonds. Make informed financial decisions with detailed scheme information and results.

Highlights
  • EMI Calculator
  • Fixed Deposit & Recurring Deposit Calculators
  • PPF, SSA, SCSS, KVP Calculators
  • Mutual Fund SIP & SWP Calculators
  • Retirement & Pension Calculators
  • Income Tax & Capital Gains Tax Calculators
  • Insurance & Bond Scheme Calculators
Features
Read full description

A financial calculator exclusively for Indians with the schemes available in Indian Banks, Post Office, Mutual Funds, Retirement, Income Tax, Insurance, Bonds and much more. This App provides the following schemes. BANK SCHEMES: * EMI Calculator (Loan Calculator) * Fixed Deposit (TDR - Interest Payout) * Fixed Deposit (STDR - Cumulative) * Recurring Deposit (RD) BANK & POST OFFICE SCHEMES: * PPF (Public Provident Fund) * Sukanya Samriddhi Account (SSA) * Senior Citizens Savings Scheme (SCSS) * Kisan Vikas Patra (KVP) POST OFFICE SCHEMES: * Monthly Income Scheme (MIS) * Recurring Deposit (RD) * Time Deposit (TD) * National Savings Certificate (NSC) * Post Office Interest Rates (%) MUTUAL FUNDS SCHEMES: * Mutual Funds Information * ELSS (Equity Linked Savings Scheme) * SIP (Systematic Investment Plan) * SWP (Systematic Withdrawal Plan) RETIREMENT SCHEMES: * NPS (National Pension System) * EPF (Employees Provident Fund) * VPF (Voluntary Provident Fund) * APS (Atal Pension Scheme / Atal Pension Yojana) * PM Shram Yogi Maan-dhan Scheme (PMSYM) * PM Vaya Vandhana Scheme (PMVVS) * Gratuity Calculator TAX SCHEMES: * Income Tax * Capital Gains Tax (CGT) INSURANCE SCHEMES: * Postal Life Insurance (PLI) * Rural Postal Life Insurance (RPLI) * PM Jeevan Jyoti Bima Scheme (PMJJB) * PM Suraksha Bima Scheme (PMSB) BONDS SCHEMES: * Bonds Overview * Floating Rate Savings Bonds (FRSB) * Sovereign Gold Bond Scheme (SGB) * 54EC Bonds (Capital Gains Bonds) FEATURES: * FREE * Works on iPhone, iPad & MacOS * Exclusively for Indians with Indian finance schemes * Helps you take informed decisions about your finance * Indian number format * Displays the results * Contains in-built information about the Schemes details DISCLAIMER: Kindly consider these calculators as guidance only. Investors are required to make their own assessment before investing.

About

Ruby Silver Traders

Features
Read full description

Ruby Silver Traders was established in the year 1994 in Chennai, starting its business as a wholesaler of gold jewellery and later expanding into silver articles and imitation jewellery. Ruby Silver Traders has been in the jewellery industry for over 20 years, building a wide client network and maintaining an excellent track record. Our showroom, located in Chennai, is the first-ever showroom in India with six floors dedicated exclusively to wholesale. It provides buyers with an amazing shopping experience, offering a wide range of Indian jewellery items under one roof. Our expert craftsmanship delivers both the latest and traditional collections. Ruby Silver Traders believes that the finest finishing of gold and silver ornaments helps create a special place in our customers' hearts. To further meet client expectations, Ruby Silver Traders plans to enter the diamond jewellery segment soon.

Screenshots

Financial Calculator India App4 screens
Ruby Silver Traders4 screens

Verdict

The call

The clearest difference is iOS requirement: Ruby Silver Traders at 15.0 against Financial Calculator India App's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

Scorecard1 real difference ยท 7 level
Financial Calculator India App versus Ruby Silver Traders: the parameters behind the verdict, then further details
ParameterFinancial Calculator India AppRuby Silver Traders
PriceFreeFree
Positive reviews42.1% of reviewsโ€”
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS17.015.0 โ€” better
Further details โ€” not scored
Size8 MB32 MB
Age rating17+4+
DeveloperRK APPS PTY LTDLOGIMAX TECHNOLOGIES PRIVATE LIMITED

Bugs and requests

Financial Calculator India App

Reported bugs

5 issues
  • ๐Ÿ› App not working
  • ๐Ÿ› Calculator missing
  • ๐Ÿ› No calculator in this app
  • ๐Ÿ› Not fully functional on iOS
  • ๐Ÿ› App is not functional on ios

Requested features

16 requests
  • ๐Ÿ’ก Option of Top of SIP
  • ๐Ÿ’ก Advanced payment option for home loan
  • ๐Ÿ’ก Tabular and graphical presentation of results
  • ๐Ÿ’ก Step up percentage option for SIP
  • ๐Ÿ’ก Yearly calculations report for SIP
Show 11 more
  • ๐Ÿ’ก Repayment holiday option in loan EMI
  • ๐Ÿ’ก Generate and share reports
  • ๐Ÿ’ก NPS Vatsalya scheme
  • ๐Ÿ’ก Increment in withdrawal every year/month for SWP
  • ๐Ÿ’ก Advance Home Loan calculator
  • ๐Ÿ’ก Other calculators
  • ๐Ÿ’ก SCSS calculator
  • ๐Ÿ’ก Bank interest rates
  • ๐Ÿ’ก Add all calculators
  • ๐Ÿ’ก Pro application for iPhone
  • ๐Ÿ’ก Fully functional iOS version

Ruby Silver Traders

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Financial Calculator India App

No in-app purchases

None

Ruby Silver Traders

No in-app purchases

Questions

Is Financial Calculator India App free?
Financial Calculator India App is free to download, with no in-app purchases.
Is Ruby Silver Traders free?
Ruby Silver Traders is free to download, with no in-app purchases.
Do Financial Calculator India App or Ruby Silver Traders have ads?
Neither Financial Calculator India App nor Ruby Silver Traders shows ads.
Which is updated more often, Financial Calculator India App or Ruby Silver Traders?
Financial Calculator India App ships an update every 3 months, and Ruby Silver Traders every 3 months. Most recently, Financial Calculator India App was updated on October 24, 2026 and Ruby Silver Traders on October 6, 2026.

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