Paycheck Budget Plan vs Payday
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Paycheck Budget Plan
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Did you receive a paycheck, bonus, or unexpected money? Use the Paycheck Budget Plan to allocate where you put your money without overspending. - Set a budget plan for every expected paycheck you receive. - Customize and plan what you want to do with your paycheck ahead of time. This will help you from overspending. - Plan your future, and where you put your money. - Every paycheck budget plan is saved on your device. - No internet is required. - Can easily edit the list of expenses. - Mark each expense item as Paid or Pending. - Print your budget plans and cross them off as you pay them. - Share your budget plans via Text/Email or by creating Plain Text Files (.txt).
Payday
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Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms
Screenshots
Verdict
The clearest difference is price: Payday at Free against Paycheck Budget Plan's $1.79. Payday also leads on update cadence (monthly vs every 3 months). Paycheck Budget Plan's advantage is in-app purchases (none vs 2) and device support (4 vs 2). On ads there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Payday is free to download; Paycheck Budget Plan costs $1.79 up front. Payday sells 2 in-app purchases, starting at $7.99 per month. Paycheck Budget Plan asks for nothing beyond the download.
Paycheck Budget Plan ships an update every 3 months, Payday monthly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.
| Parameter | Paycheck Budget Plan | Payday |
|---|---|---|
| Price | $1.79 | Free โ better |
| Update frequency | Every 3 months | Monthly โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod, Mac โ better | iPhone, iPad |
| Requires iOS | 15.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 1 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonathan Gillman | RAPHAEL MOMANYI |
In-app purchases
Paycheck Budget Plan
No in-app purchases
Payday
- Monthly Plan$7.991 Month
- Yearly Plan3 Days trial$59.991 Year
Questions
Is Paycheck Budget Plan free?
Is Payday free?
Do Paycheck Budget Plan or Payday have ads?
Which is updated more often, Paycheck Budget Plan or Payday?
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