Comparison

Paycheck Budget Plan vs Payday

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Paycheck Budget Plan

Features
Read full description

Did you receive a paycheck, bonus, or unexpected money? Use the Paycheck Budget Plan to allocate where you put your money without overspending. - Set a budget plan for every expected paycheck you receive. - Customize and plan what you want to do with your paycheck ahead of time. This will help you from overspending. - Plan your future, and where you put your money. - Every paycheck budget plan is saved on your device. - No internet is required. - Can easily edit the list of expenses. - Mark each expense item as Paid or Pending. - Print your budget plans and cross them off as you pay them. - Share your budget plans via Text/Email or by creating Plain Text Files (.txt).

About

Payday

Read full description

Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms

Screenshots

Paycheck Budget Plan4 screens
Payday4 screens

Verdict

The call

The clearest difference is price: Payday at Free against Paycheck Budget Plan's $1.79. Payday also leads on update cadence (monthly vs every 3 months). Paycheck Budget Plan's advantage is in-app purchases (none vs 2) and device support (4 vs 2). On ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Payday is free to download; Paycheck Budget Plan costs $1.79 up front. Payday sells 2 in-app purchases, starting at $7.99 per month. Paycheck Budget Plan asks for nothing beyond the download.

UpkeepUpdate frequency

Paycheck Budget Plan ships an update every 3 months, Payday monthly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard5 real differences ยท 1 level
Paycheck Budget Plan versus Payday: the parameters behind the verdict, then further details
ParameterPaycheck Budget PlanPayday
Price$1.79Free โ€” better
Update frequencyEvery 3 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod, Mac โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size1 MB18 MB
Age rating4+4+
DeveloperJonathan GillmanRAPHAEL MOMANYI

In-app purchases

None

Paycheck Budget Plan

No in-app purchases

2 purchases

Payday

Subscriptions2
  • Monthly Plan$7.991 Month
  • Yearly Plan3 Days trial$59.991 Year

Questions

Is Paycheck Budget Plan free?
Paycheck Budget Plan costs $1.79, with no in-app purchases.
Is Payday free?
Payday is free to download, with in-app purchases available.
Do Paycheck Budget Plan or Payday have ads?
Neither Paycheck Budget Plan nor Payday shows ads.
Which is updated more often, Paycheck Budget Plan or Payday?
Paycheck Budget Plan ships an update every 3 months, and Payday monthly. Most recently, Paycheck Budget Plan was updated on October 27, 2026 and Payday on October 25, 2026.

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