Comparison

PeakWallet vs Bedford Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PeakWallet

Features
Read full description

Open an account in just 2–3 minutes and explore a new generation of digital payments. Manage your finances easily with our next-gen mobile app: • Instantly lock or unlock your card with one tap • Log in securely using biometric authentication • Add, view, and manage multiple cards with full control • Check your balance and track transactions in real time • Make payments anytime, from anywhere • Enjoy a user-friendly design built to simplify your financial life

About

Bedford Pay

Manage your money on the go with a modern online payment system. Securely receive EUR and GBP payments with a unique IBAN, and convert funds to various currencies. Supports SEPA, SWIFT, and BACS payment schemes.

Highlights
  • Customizable payment system
  • Secure money management
  • Receive EUR and GBP payments
  • Unique IBAN number
  • Currency conversion
  • Supports SEPA, SWIFT, BACS
Features
Read full description

Customisable, quick, and easy online payment system is designed for you, the way you love. Modern online payment system technology allows you to securely manage your money on the go, smart and easy. Get unique IBAN number to receive online EUR and GBP payments quickly and easy. You can covert at a good rate and send out in many other different currencies. Supported payment schemes: SEPA, SWIFT, BACS

Screenshots

PeakWallet4 screens
Bedford Pay4 screens

Verdict

The call

PeakWallet and Bedford Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
PeakWallet versus Bedford Pay: the parameters behind the verdict, then further details
ParameterPeakWalletBedford Pay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size81 MB18 MB
Age rating4+17+
DeveloperPeak Card Services LimitedBedford Pay LTD

In-app purchases

None

PeakWallet

No in-app purchases

None

Bedford Pay

No in-app purchases

Questions

Is PeakWallet free?
PeakWallet is free to download, with no in-app purchases.
Is Bedford Pay free?
Bedford Pay is free to download, with no in-app purchases.
Do PeakWallet or Bedford Pay have ads?
Neither PeakWallet nor Bedford Pay shows ads.
Which is updated more often, PeakWallet or Bedford Pay?
PeakWallet ships an update every 4 months, and Bedford Pay every 4 months. Most recently, PeakWallet was updated on October 6, 2026 and Bedford Pay on October 4, 2026.

Other comparisons