Comparison

emoni. vs MAPePay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

emoni.

Features
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emoni provides tailored financial solutions for businesses operating in compliance-intensive environments. Our unique platform brings fiat and crypto together in one place, giving you complete visibility and control over your financial operations. Built on trust, we deliver secure, efficient financial infrastructure designed to support your business as it grows. Whether you're managing cross-border payments or digital assets, emoni simplifies the way you move and manage money. Transfer and manage your money with ease. Everything you need in one platform Fiat and crypto in one place โ€ข Manage fiat and crypto funds through one connected platform, with clear visibility across your accounts, payments and financial operations. โ€ข Multiple payment rails โ€ข Access SEPA, SEPA Instant, SWIFT and crypto payment rails to move funds across regions, currencies and payment methods. Virtual IBANs โ€ข Use dedicated virtual IBANs to streamline collections and simplify the management of incoming payments. โ€ข 60+ currencies โ€ข Hold and convert across 60+ fiat and crypto currencies, helping your business manage international financial operations efficiently. Instant global payments โ€ข Send and receive funds internationally through integrated fiat and crypto infrastructure built for speed, reliability and global reach. Safeguarding and compliance โ€ข Operate through secure financial infrastructure with safeguarding measures designed to protect client funds and support regulatory compliance. Why emoni? emoni is designed for businesses that need a more flexible approach to financial services, including compliance-intensive businesses, cross-border companies and businesses managing multiple currencies and payment rails. Our human-led approach combines technology with dedicated support from professionals who take the time to understand your business. โ€ข Tailored solutions for compliance-intensive businesses โ€ข Fiat and crypto in one platform โ€ข 60+ currencies โ€ข Multiple global payment rails โ€ข Human-led onboarding and support โ€ข Secure, regulated financial infrastructure Download emoni and simplify the way your business sends, receives, holds and converts money globally. *Disclaimer: Or this one (on the website): emoni group of companies is comprised of the following companies: iLedgends B.V., KvK-nummer 90931823, iLedgends B.V. Paleisstraat 1, 1012RB Amsterdam.iLedgends B.V. is licensed and registered as an electronic money institution with the Dutch Central Bank (relationship number: R201891). Ledgends Inc., operating under the name iLedgends (Company Incorporation Number: 1001258825), is registered as a Money Services Business (MSB) with FINTRAC (MSB Registration Number: C10001663). Registered office: 30 Wertheim Court, Unit 12, Suite 201, Richmond Hill, Ontario, L4B1B9, Canada. Ledgends Inc. operates as an independent Virtual Asset Service Provider in accordance with applicable AML/CFT regulations. emoni is a tradename of iledgends. Regulatory Information: emoni operates through regulated entities within the emoni Group. iLedgends B.V. is a Dutch Electronic Money Institution (EMI) authorised and supervised in the Netherlands. Ledgends Inc. is a Canadian Money Services Business (MSB) registered with FINTRAC and operates a cryptocurrency exchange platform in accordance with applicable Canadian regulations. Products and services may be provided by different group entities depending on the jurisdiction, customer type, and service requested. emoni. Built on trust.

About

MAPePay

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What Can You Expect With a MAPePay Account? By opening a MAPePay account, you'll gain access to our web-based platform (mapepay.eu) and mobile app. The app provides you with a range of features, including: โ€“ EUR IBAN for EUR SEPA collections and payments โ€“ GBP (GB) IBAN for local collections and payments within the UK โ€“ Multicurrency IBAN to facilitate SWIFT collections and payments in 30 other currencies โ€“ International funds transfers, including SWIFT and SEPA โ€“ Local currency transfers for non-EUR countries (Denmark, Czech Republic, Hungary, Norway, Poland, Romania, Sweden) โ€“ Mastercard business cards for you and your employees to manage business expenses Competitive currency conversion rates App-Specific Features: The MAPePay app enables you to efficiently manage daily finances, move funds, convert currencies, and top up your card account. Access transaction history and customer support with just one click. Key Benefits: โ€“ EUR SEPA IBAN โ€“ GBP Local UK IBAN โ€“ Real Multicurrency SWIFT IBAN โ€“ Cross-border and domestic transfers โ€“ Collections in EUR, GBP, USD, and 30 other currencies โ€“ Real-time push notifications for transaction approvals and operational updates โ€“ Competitive currency exchange rates Mastercard business cards MAPePay Elevates Your Financial Management! With MAPePay, you'll benefit from: โ€“ Quick, fully remote account opening โ€“ Competitive fees โ€“ Support from an experienced team of professionals โ€“ Services that fully comply with financial regulations

Screenshots

emoni.4 screens
MAPePay3 screens

Verdict

The call

The clearest difference is ads: emoni. at none against MAPePay's shown. MAPePay's advantage is update cadence (every 2 months vs every 8 months) and iOS requirement (11.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

emoni. ships an update every 8 months, MAPePay every 2 months. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.

Scorecard3 real differences ยท 3 level
emoni. versus MAPePay: the parameters behind the verdict, then further details
Parameteremoni.MAPePay
PriceFreeFree
Update frequencyEvery 8 monthsEvery 2 months โ€” better
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.611.0 โ€” better
Further details โ€” not scored
Size80 MB59 MB
Age rating17+4+
DeveloperIledgends BVEPMAP LIMITED

In-app purchases

None

emoni.

No in-app purchases

None

MAPePay

No in-app purchases

Questions

Is emoni. free?
emoni. is free to download, with no in-app purchases.
Is MAPePay free?
MAPePay is free to download, with no in-app purchases.
Do emoni. or MAPePay have ads?
MAPePay shows ads; emoni. does not.
Which is updated more often, emoni. or MAPePay?
emoni. ships an update every 8 months, and MAPePay every 2 months. Most recently, emoni. was updated on October 2, 2026 and MAPePay on October 3, 2026.

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