Comparison

emoni. vs А + Payments Solutions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

emoni.

Features
Read full description

emoni provides tailored financial solutions for businesses operating in compliance-intensive environments. Our unique platform brings fiat and crypto together in one place, giving you complete visibility and control over your financial operations. Built on trust, we deliver secure, efficient financial infrastructure designed to support your business as it grows. Whether you're managing cross-border payments or digital assets, emoni simplifies the way you move and manage money. Transfer and manage your money with ease. Everything you need in one platform Fiat and crypto in one place • Manage fiat and crypto funds through one connected platform, with clear visibility across your accounts, payments and financial operations. • Multiple payment rails • Access SEPA, SEPA Instant, SWIFT and crypto payment rails to move funds across regions, currencies and payment methods. Virtual IBANs • Use dedicated virtual IBANs to streamline collections and simplify the management of incoming payments. • 60+ currencies • Hold and convert across 60+ fiat and crypto currencies, helping your business manage international financial operations efficiently. Instant global payments • Send and receive funds internationally through integrated fiat and crypto infrastructure built for speed, reliability and global reach. Safeguarding and compliance • Operate through secure financial infrastructure with safeguarding measures designed to protect client funds and support regulatory compliance. Why emoni? emoni is designed for businesses that need a more flexible approach to financial services, including compliance-intensive businesses, cross-border companies and businesses managing multiple currencies and payment rails. Our human-led approach combines technology with dedicated support from professionals who take the time to understand your business. • Tailored solutions for compliance-intensive businesses • Fiat and crypto in one platform • 60+ currencies • Multiple global payment rails • Human-led onboarding and support • Secure, regulated financial infrastructure Download emoni and simplify the way your business sends, receives, holds and converts money globally. *Disclaimer: Or this one (on the website): emoni group of companies is comprised of the following companies: iLedgends B.V., KvK-nummer 90931823, iLedgends B.V. Paleisstraat 1, 1012RB Amsterdam.iLedgends B.V. is licensed and registered as an electronic money institution with the Dutch Central Bank (relationship number: R201891). Ledgends Inc., operating under the name iLedgends (Company Incorporation Number: 1001258825), is registered as a Money Services Business (MSB) with FINTRAC (MSB Registration Number: C10001663). Registered office: 30 Wertheim Court, Unit 12, Suite 201, Richmond Hill, Ontario, L4B1B9, Canada. Ledgends Inc. operates as an independent Virtual Asset Service Provider in accordance with applicable AML/CFT regulations. emoni is a tradename of iledgends. Regulatory Information: emoni operates through regulated entities within the emoni Group. iLedgends B.V. is a Dutch Electronic Money Institution (EMI) authorised and supervised in the Netherlands. Ledgends Inc. is a Canadian Money Services Business (MSB) registered with FINTRAC and operates a cryptocurrency exchange platform in accordance with applicable Canadian regulations. Products and services may be provided by different group entities depending on the jurisdiction, customer type, and service requested. emoni. Built on trust.

About

А + Payments Solutions

Features
Read full description

A plus allows online companies to issue mass payments instantly around the world, and we’re proud to present the authentic A plus App available for download to any Apple Smart Phone. A plus is authorized by the Financial Conduct Authority under the Payment Service Directive to provide Payment Services. A plus is PSD2 compliant and is also a member of SWIFT. With the A plus App, verified A plus account-holders have the ability to: Send transfers Receive Instant Notifications Withdraw Money Transfer Money Convert Money Manage Payment Profile View Balance And More… The A plus App has been securely designed to allow clients the convenience of account access through a digital smartphone app, with the same enhanced barriers and protection one would expect when logged in through the desktop interface. We invite you to download the A plus App today and personally experience the difference.

Screenshots

emoni.4 screens
А + Payments Solutions4 screens

Verdict

The call

The clearest difference is update cadence: А + Payments Solutions at every 5 weeks against emoni.'s every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

emoni. ships an update every 8 months, А + Payments Solutions every 5 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
emoni. versus А + Payments Solutions: the parameters behind the verdict, then further details
Parameteremoni.А + Payments Solutions
PriceFreeFree
Update frequencyEvery 8 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size80 MB145 MB
Age rating17+4+
DeveloperIledgends BVA PLUS PAYMENT SOLUTIONS LTD

In-app purchases

None

emoni.

No in-app purchases

None

А + Payments Solutions

No in-app purchases

Questions

Is emoni. free?
emoni. is free to download, with no in-app purchases.
Is А + Payments Solutions free?
А + Payments Solutions is free to download, with no in-app purchases.
Do emoni. or А + Payments Solutions have ads?
Neither emoni. nor А + Payments Solutions shows ads.
Which is updated more often, emoni. or А + Payments Solutions?
emoni. ships an update every 8 months, and А + Payments Solutions every 5 weeks. Most recently, emoni. was updated on October 25, 2026 and А + Payments Solutions on October 24, 2026.

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