Comparison

Alliance Pay vs QARZDAFTAR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Alliance Pay

This banking application allows users to access a wide range of financial services online, anytime. Manage accounts, make payments, transfer funds, and even apply for new cards or deposits through a user-friendly interface. It offers features like contactless payments, bill payments with cashback, and secure fund transfers.

Highlights
  • Online identification
  • Widget customization
  • Push notifications
  • Payment for 600+ services
  • Cashback on utility payments
  • Contactless payments (HumoPay)
  • Fund transfers (P2P, SWIFT)
  • Online card and deposit applications
Features
Read full description

Alliance Pay – это новое мобильное приложение от АКБ «ASIA ALLIANCE BANK», с помощью которого клиенты банка могут получать широкий спектр банковских услуг в любое время суток, в режиме онлайн. В новом приложении вы сможете: - Проходить онлайн идентификацию; - Настраивать виджеты на главном экране; - Получать Push-уведомления об услугах и операциях; - Отслеживать в мониторинге свои операции; - Производить оплату более 600 поставщиков услуг; - Оплачивать коммунальные услуги, ТВ, мобильную связь и интернет, получая при этом кешбэк на свой кошелек до 1%; - Оплачивать налоги и другие платежей в бюджет; - Контролировать свои платежи по коммунальным и прочим выплатам через функцию «Мой дом»; - Получать выписку по своим счетам; - Производить бесконтактные оплаты HumoPay; - Создавать шаблоны; - Настраивать «автоплатежи»; - Переводить денежные средства по реквизитам; - Переводить деньги в национальной валюте между банковскими картами (P2P); - Переводить деньги между любыми картами банка АКБ «ASIA ALLIANCE BANK» – без комиссий; - Переводить деньги с карт HUMO любого банка на карты HUMO любого банка – без комиссий; - Переводить деньги в иностранной валюте между международными пластиковыми картами VISA/MASTERCARD, открытыми в АКБ «ASIA ALLIANCE BANK»; - Отправлять переводы по системе SWIFT; - Получать международные денежные переводы; - Погашать задолженности по кредитам; - Осуществлять конвертацию и кросс-конвертацию; - Заказывать карты онлайн; - Размещать онлайн денежные средства во вклады; - Открывать депозиты до востребования онлайн; - Связываться с представителями банка с помощью раздела «Чат». - Получать информацию по кредитам, полученным в АКБ «ASIA ALLIANCE BANK»; - Получать информацию по вкладам, открытым в АКБ «ASIA ALLIANCE BANK»; - Получать информацию по пластиковым картам, эмитированным в АКБ «ASIA ALLIANCE BANK»; - Получать информации о дисклокациях филиалов, ЦБУ, обменных пунктов, АДМ, инфокиосков и банкоматов АКБ «ASIA ALLIANCE BANK», а также их режима работы; - Просматривать курсы валют; Для связи с нами: Наш сайт: https://aab.uz/uz/ Наш Telegram-канал: https://t.me/asialliancebank Наша страница в Инстаграм: https://www.instagram.com/asia_alliance_bank Наша страница в Facebook: https://www.facebook.com/AsiaAllianceBank Наши контактные телефоны: (+998)71 231 60 00, 1270.

About

QARZDAFTAR

Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.

Highlights
  • Track debts and payments
  • Mutual settlements support
  • Organization-based accounting
  • Contact management
  • Debtor reports and analytics
  • Export documents to PDF
  • Data backup and restore
Features
Read full description

QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations. Manage your financial relationships, record transactions, and generate reports in one place quickly and easily. Key Features Track debts and payments Support mutual settlements between parties Manage records by organizations Work with contacts Generate debtor reports Create reconciliation statements Export documents to PDF Back up and restore your data Convenient alphabetical sorting Fast search and navigation Russian language support AI voice assistant for debt and turnover information QARZDAFTAR is suitable for both personal use and small businesses. Keep your finances organized and under control. Your data is protected with secure backup functionality. Simple. Reliable. Under control. Terms of Use https://x1cbuilding.uz/QARZDAFTAR/terms.html Privacy Policy https://x1cbuilding.uz/QARZDAFTAR/privacy.html

Screenshots

Alliance Pay4 screens
QARZDAFTAR4 screens

Verdict

The call

The clearest difference is review sentiment: QARZDAFTAR at 100% against Alliance Pay's 9%. QARZDAFTAR also leads on rating (5.0 vs 3.1) and ads (none vs shown). Alliance Pay's advantage is in-app purchases (none vs 4) and ratings volume (28 vs 1). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. Alliance Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

QARZDAFTAR holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Alliance Pay has 28 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 9% of Alliance Pay's written reviews are positive against 100% of QARZDAFTAR's.

UpkeepUpdate frequency

Alliance Pay ships an update every 2 weeks, QARZDAFTAR every 10 days. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard7 real differences · 3 level
Alliance Pay versus QARZDAFTAR: the parameters behind the verdict, then further details
ParameterAlliance PayQARZDAFTAR
PriceFreeFree
Rating3.1 (28 ratings)5.0 (1 ratings) — better
Positive reviews9.1% of reviews100.0% of reviews — better
Number of ratings28 — better1
Update frequencyEvery 2 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better18.0
Further details — not scored
Size253 MB8 MB
Age rating12+4+
DeveloperАКБ "ASIA ALLIANCE BANK"Shokhruz Khalikov

Customer experience

Alliance Pay

All ratings28 ratings
Positive46.4%
Neutral7.1%
Negative46.4%
Written reviews33 reviews
Positive9.1%
Neutral6.1%
Negative84.8%

QARZDAFTAR

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Alliance Pay

No in-app purchases

4 purchases

QARZDAFTAR

Subscriptions2
  • QARZDAFTAR Basic Monthly$0.991 Month
  • QARZDAFTAR Basic Yearly$9.991 Year
One-time2
  • Organization Slot$2.99
  • Organization Slot$4.99

Questions

Is Alliance Pay free?
Alliance Pay is free to download, with no in-app purchases.
Is QARZDAFTAR free?
QARZDAFTAR is free to download, with in-app purchases available.
Which has better reviews, Alliance Pay or QARZDAFTAR?
QARZDAFTAR is rated higher. Alliance Pay averages 3.1 out of 5 from 28 ratings, while QARZDAFTAR averages 5.0 from 1 ratings.
Do Alliance Pay or QARZDAFTAR have ads?
Alliance Pay shows ads; QARZDAFTAR does not.
Which is updated more often, Alliance Pay or QARZDAFTAR?
Alliance Pay ships an update every 2 weeks, and QARZDAFTAR every 10 days. Most recently, Alliance Pay was updated on October 24, 2026 and QARZDAFTAR on October 13, 2026.

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