Comparison

MyUtmost vs Lloyds Wealth

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MyUtmost

Access and manage your former Equitable Life individual policy information online. View policy values, annual statements, fund details, and payment history. Securely message support, update personal information, and explore retirement options.

Highlights
  • View policy value
  • Access annual statements
  • Manage unit-linked investments
  • Track premium payments
  • Secure messaging
  • Update personal details
Features
Read full description

MyUtmost has been created for former Equitable Life policyholders that have individual policies, to be able to access their policy information online at a time that suits them. Registration is simply and you will just need your policy number, your mobile phone number and an email address. Once registered for MyUtmost you will be able to: β€’ See a policy value β€’ Get early access to your Annual Statement each year β€’ Get general information about your policy β€’ Find information about our unit-linked funds including latest prices and past performance details β€’ Switch your unit-linked investments β€’ Find out what premiums you have paid in β€’ Send and receive secure messages β€’ Receive letters and documents from us and upload completed payment forms β€’ Change your address and phone number β€’ Find information about what you can do with your savings at retirement We have tried to include as many policy types as possible but due to the complex nature of some of our policies we may be restricted in what we can show. If you have any issues using the app you can contact us at enquiries@utmost.co.uk

About

Lloyds Wealth

Manage your investment portfolio on the go. View your financial dashboard, access portfolio details, top up ISAs, download documents, and find your advisor's contact information.

Highlights
  • Financial dashboard access
  • Portfolio details and transactions
  • ISA top-ups
  • Secure document downloads
  • Advisor contact information
Read full description

Access your Lloyds Wealth portfolio wherever you are, 24 hours a day. - View your financial dashboard. - Access your Lloyds Wealth portfolio details including transactions. - Top up your ISA where eligible. - Download important documents securely. - Find your advice team’s contact details. For more information about the Lloyds Wealth app, contact your advice team. Lloyds Wealth is a trading name of Lloyds Wealth Management Limited. Registered Office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales No.11722983. When using the app, standard data charges may apply. Contact your network carrier for more information. https://www.lloydswealth.com/app/terms-and-conditions/

Screenshots

MyUtmost4 screens
Lloyds Wealth4 screens

Verdict

The call

The clearest difference is review sentiment: Lloyds Wealth at 25% against MyUtmost's 0%. Lloyds Wealth also leads on update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyUtmost ships an update every 4 months, Lloyds Wealth monthly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Β· 6 level
MyUtmost versus Lloyds Wealth: the parameters behind the verdict, then further details
ParameterMyUtmostLloyds Wealth
PriceFreeFree
Positive reviews0.0% of reviews25.0% of reviews β€” better
Update frequencyEvery 4 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS15.0 β€” better16.4
Further details β€” not scored
Size95 MB50 MB
Age rating17+4+
DeveloperUtmost Life and Pensions LimitedBenchmark Capital Limited

Customer experience

MyUtmost

Written reviews14 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Lloyds Wealth

Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

None

MyUtmost

No in-app purchases

None

Lloyds Wealth

No in-app purchases

Questions

Is MyUtmost free?
MyUtmost is free to download, with no in-app purchases.
Is Lloyds Wealth free?
Lloyds Wealth is free to download, with no in-app purchases.
Do MyUtmost or Lloyds Wealth have ads?
Neither MyUtmost nor Lloyds Wealth shows ads.
Which is updated more often, MyUtmost or Lloyds Wealth?
MyUtmost ships an update every 4 months, and Lloyds Wealth monthly. Most recently, MyUtmost was updated on October 30, 2026 and Lloyds Wealth on October 24, 2026.

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