Comparison

MyUtmost vs Open Treasury

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyUtmost

Access and manage your former Equitable Life individual policy information online. View policy values, statements, fund details, and transaction history. Securely communicate with the provider and update your personal details.

Highlights
  • View policy value
  • Access annual statements
  • Review unit-linked fund information
  • Switch investments
  • Track premiums paid
  • Secure messaging
  • Update personal details
Features
Read full description

MyUtmost has been created for former Equitable Life policyholders that have individual policies, to be able to access their policy information online at a time that suits them. Registration is simply and you will just need your policy number, your mobile phone number and an email address. Once registered for MyUtmost you will be able to: • See a policy value • Get early access to your Annual Statement each year • Get general information about your policy • Find information about our unit-linked funds including latest prices and past performance details • Switch your unit-linked investments • Find out what premiums you have paid in • Send and receive secure messages • Receive letters and documents from us and upload completed payment forms • Change your address and phone number • Find information about what you can do with your savings at retirement We have tried to include as many policy types as possible but due to the complex nature of some of our policies we may be restricted in what we can show. If you have any issues using the app you can contact us at enquiries@utmost.co.uk

About

Open Treasury

Explore and understand the UK's public finances with clear, neutral insights. Access government spending, tax, debt, and budget data in an easy-to-navigate app. Dive into departmental spending, regional data, and use interactive tools for a transparent view of public money.

Highlights
  • Explore government spending and tax data
  • Understand revenue distribution
  • View spending by department and service
  • Analyze regional and local authority data
  • Use interactive budget simulator
  • Read in-depth Spotlight reports
Features
Read full description

Open Treasury — the UK’s public finances, made clear Open Treasury helps you understand the UK’s public finances — clearly, neutrally, and without the jargon. Government spending, tax, debt and budgets affect all of us, but the data is often hard to access and even harder to interpret. Open Treasury brings together trusted public-sector data and turns it into clear, interactive insights that anyone can explore. Whether you’re a student, journalist, policymaker, or just curious about how public money is used, Open Treasury gives you a transparent view of the UK’s finances — in one simple app. What you can do with Open Treasury Explore the big picture See how much the government raises and spends each year, how deficits are formed, and how public debt has changed over time. Understand where your tax goes Use the tax breakdown tools to see how revenue is distributed across health, education, defence, welfare and more. Dive into departments and services View spending by department and function, with clear explanations of what each area covers. See the country at a local level Explore regional and local authority data to understand how spending and pressures vary across the UK. Use interactive tools Experiment with the Budget Simulator, explore financial snapshots, and compare trends across years. Read Spotlight reports In-depth, neutral briefings on key public-finance topics such as immigration and borders, health, and major areas of government expenditure. Built on trusted data Open Treasury uses official UK public-sector sources such as HM Treasury and the Office for National Statistics. Where applicable, data is provided under the Open Government Licence, and all sources are clearly attributed. We focus on: accuracy transparency clear explanation — not opinion or political spin Designed for clarity Open Treasury is built to be: easy to navigate visually clear useful whether you want a quick overview or a deeper dive No dense PDFs. No technical barriers. Just the information, explained well. Who it’s for Open Treasury is used by: Students and educators Journalists and researchers Local councillors and public-sector professionals Anyone who wants to better understand how public money is raised and spent About Open Treasury Plus Some advanced tools and in-depth features are available with Open Treasury Plus, including: Enhanced budget simulation Advanced local authority insights Full access to Spotlight reports Personalised views of revenue and expenditure A free trial is available so you can explore before deciding. Open Treasury — the UK’s public finances, made clear. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MyUtmost4 screens
Open Treasury4 screens

Verdict

The call

The clearest difference is review sentiment: Open Treasury at 100% against MyUtmost's 0%. Open Treasury also leads on update cadence (weekly vs every 4 months). MyUtmost's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Open Treasury sells 2 in-app purchases, starting at $2.99 per month. MyUtmost asks for nothing beyond the download.

UpkeepUpdate frequency

MyUtmost ships an update every 4 months, Open Treasury weekly. The most recent releases landed on October 3, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
MyUtmost versus Open Treasury: the parameters behind the verdict, then further details
ParameterMyUtmostOpen Treasury
PriceFreeFree
Rating—4.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size98 MB17 MB
Age rating17+4+
DeveloperUtmost Life and Pensions LimitedOpenLogic Ltd

Customer experience

MyUtmost

Written reviews14 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Open Treasury

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MyUtmost

No in-app purchases

2 purchases

Open Treasury

Subscriptions2
  • Open Treasury Monthly Plan$2.991 Month
  • Open Treasury Annual Plan$24.991 Year

Questions

Is MyUtmost free?
MyUtmost is free to download, with no in-app purchases.
Is Open Treasury free?
Open Treasury is free to download, with in-app purchases available.
Do MyUtmost or Open Treasury have ads?
Neither MyUtmost nor Open Treasury shows ads.
Which is updated more often, MyUtmost or Open Treasury?
MyUtmost ships an update every 4 months, and Open Treasury weekly. Most recently, MyUtmost was updated on October 3, 2026 and Open Treasury on October 9, 2026.

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