Comparison

78 MFB vs Agentpesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

78 MFB

Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.

Highlights
  • Savings and Current Accounts
  • Swift Money Transfers
  • Effortless Bills Payment
  • Scheduled Payments
  • Bulk Payments
Features
Read full description

Welcome to 78 MFB – One global bank, every way your money moves! * Unlock Savings and Current Accounts * Swift Money Transfers * Effortless Bills Payment. * Never Miss a payment: schedule it and forget it! * Bulk Payments Made Easy We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.

About

Agentpesa

This app offers a conversational banking experience, allowing users to manage their finances through voice or text commands in multiple African languages. It provides smart financial insights, budgeting reminders, and 24/7 AI support with an option for human assistance.

Highlights
  • Voice and chat banking
  • Multi-language support (English, Pidgin, Igbo, Yoruba, Hausa)
  • Smart financial insights and budgeting
  • 24/7 AI and human support
  • Biometric and voiceprint authentication
  • Bank-grade security
Features
Read full description

Agentpesa makes banking as simple as having a conversation. No endless menus, no confusing forms — just say (or type) what you need, and Agentpesa does the rest. Key Features Voice & Chat Banking: Speak naturally (or type) in English, Pidgin, Igbo, Yoruba, or Hausa to check balances, transfer funds, pay bills, get financial insights and more Smart Insights: Get detailed spending breakdowns, weekly/monthly reports, and budgeting reminders to stay in control of your money. Multi-Language Support: Locally trained AI understands regional languages and slang for truly inclusive banking. 24/7 Support: Always available with AI assistance, plus the option to escalate to real human help whenever you need it. Security & Control: Biometric login (fingerprint, face ID), voiceprint authentication, customizable privacy settings, and bank-grade protection keep your account safe. Why Agentpesa? No more navigating complex app menus — just tell the app what you want. Designed for people who want fast, simple, and smart money management. Secure, inclusive, and ready whenever you are.

Screenshots

78 MFB4 screens
Agentpesa4 screens

Verdict

The call

The clearest difference is review sentiment: Agentpesa at 100% against 78 MFB's 53%. Agentpesa also leads on rating (5.0 vs 3.8). 78 MFB's advantage is ratings volume (38 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Agentpesa holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: 78 MFB has 38 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 53% of 78 MFB's written reviews are positive against 100% of Agentpesa's.

UpkeepUpdate frequency

78 MFB ships an update every 9 days, Agentpesa fortnightly. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
78 MFB versus Agentpesa: the parameters behind the verdict, then further details
Parameter78 MFBAgentpesa
PriceFreeFree
Rating3.8 (38 ratings)5.0 (4 ratings) — better
Positive reviews52.9% of reviews100.0% of reviews — better
Number of ratings38 — better4
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size124 MB158 MB
Age rating12+17+
DeveloperBLAAIZ INNOVATIONS TECHNOLOGY LTDSKITE TECHNOLOGIES LTD

Customer experience

78 MFB

All ratings38 ratings
Positive65.8%
Neutral10.5%
Negative23.7%
Written reviews17 reviews
Positive52.9%
Neutral0.0%
Negative47.1%

Agentpesa

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

78 MFB

No in-app purchases

None

Agentpesa

No in-app purchases

Questions

Is 78 MFB free?
78 MFB is free to download, with no in-app purchases.
Is Agentpesa free?
Agentpesa is free to download, with no in-app purchases.
Which has better reviews, 78 MFB or Agentpesa?
Agentpesa is rated higher. 78 MFB averages 3.8 out of 5 from 38 ratings, while Agentpesa averages 5.0 from 4 ratings.
Do 78 MFB or Agentpesa have ads?
Neither 78 MFB nor Agentpesa shows ads.
Which is updated more often, 78 MFB or Agentpesa?
78 MFB ships an update every 9 days, and Agentpesa fortnightly. Most recently, 78 MFB was updated on October 14, 2026 and Agentpesa on October 6, 2026.

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