Comparison

78 MFB vs BillsJet App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

78 MFB

Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.

Highlights
  • Savings and Current Accounts
  • Swift Money Transfers
  • Effortless Bills Payment
  • Scheduled Payments
  • Bulk Payments
Features
Read full description

Welcome to 78 MFB – One global bank, every way your money moves! * Unlock Savings and Current Accounts * Swift Money Transfers * Effortless Bills Payment. * Never Miss a payment: schedule it and forget it! * Bulk Payments Made Easy We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.

About

BillsJet App

Manage your finances and pay bills conveniently with this secure digital wallet. Fund your account easily and use it to pay for essential services like airtime, data, and utilities. Designed for individuals and businesses in Nigeria.

Highlights
  • Secure digital wallet
  • Convenient bill payments
  • Fund wallet via bank transfer/card
  • Pay for airtime and data
  • Pay for cable TV and electricity
  • Educational payments
Features
Read full description

BillsJet is a financial technology platform designed for individuals and businesses in Nigeria to carry out secure and seamless financial transactions. The app provides users with a secure digital wallet to manage funds and conveniently pay for essential everyday services. Our users include individuals and businesses who rely on BillsJet for fast, reliable, and accessible financial services. The platform is focused on delivering real-world financial solutions that simplify payments and money management. Users can fund their BillsJet wallet through supported methods such as bank transfers and card payments. Wallet funds can then be used to pay for a variety of essential services, including airtime, mobile data, cable TV subscriptions, electricity bills, and educational payments. BillsJet is continuously expanding its range of financial services. Features such as Send Money and Virtual Cards are currently under development and are marked as Coming Soon within the app. These features are not yet available to users. BillsJet does not provide access to previously purchased digital goods, subscription-based content, or in-app digital products. All payments processed through the platform are tied to legitimate real-world financial services and bill payments. There are no paid features or premium services within the app that require unlocking through external payments. Every monetary transaction conducted through BillsJet relates solely to financial services offered on the platform. BillsJet's mission is to provide a secure, simple, and inclusive financial platform that empowers individuals and businesses to manage their finances efficiently while promoting financial accessibility and innovation across Nigeria.

Screenshots

78 MFB4 screens
BillsJet App4 screens

Verdict

The call

The clearest difference is rating: BillsJet App at 4.6 against 78 MFB's 3.8. 78 MFB's advantage is ratings volume (38 vs 7). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BillsJet App holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: 78 MFB has 38 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 53% of 78 MFB's written reviews are positive against 50% of BillsJet App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

78 MFB ships an update every 9 days, BillsJet App every 5 days. Both last shipped on October 25, 2026.

Scorecard2 real differences · 8 level
78 MFB versus BillsJet App: the parameters behind the verdict, then further details
Parameter78 MFBBillsJet App
PriceFreeFree
Rating3.8 (38 ratings)4.6 (7 ratings) — better
Positive reviews52.9% of reviews — better50.0% of reviews
Number of ratings38 — better7
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size124 MB72 MB
Age rating12+4+
DeveloperBLAAIZ INNOVATIONS TECHNOLOGY LTDBILLSJET TECHNOLOGIES LIMITED

Customer experience

78 MFB

All ratings38 ratings
Positive65.8%
Neutral10.5%
Negative23.7%
Written reviews17 reviews
Positive52.9%
Neutral0.0%
Negative47.1%

BillsJet App

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

78 MFB

No in-app purchases

None

BillsJet App

No in-app purchases

Questions

Is 78 MFB free?
78 MFB is free to download, with no in-app purchases.
Is BillsJet App free?
BillsJet App is free to download, with no in-app purchases.
Which has better reviews, 78 MFB or BillsJet App?
BillsJet App is rated higher. 78 MFB averages 3.8 out of 5 from 38 ratings, while BillsJet App averages 4.6 from 7 ratings.
Do 78 MFB or BillsJet App have ads?
Neither 78 MFB nor BillsJet App shows ads.
Which is updated more often, 78 MFB or BillsJet App?
78 MFB ships an update every 9 days, and BillsJet App every 5 days. Most recently, 78 MFB was updated on October 25, 2026 and BillsJet App on October 25, 2026.

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