78 MFB vs BillsJet App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
78 MFB
Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.
- Savings and Current Accounts
- Swift Money Transfers
- Effortless Bills Payment
- Scheduled Payments
- Bulk Payments
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Welcome to 78 MFB – One global bank, every way your money moves! * Unlock Savings and Current Accounts * Swift Money Transfers * Effortless Bills Payment. * Never Miss a payment: schedule it and forget it! * Bulk Payments Made Easy We require location update capability to set up geofences around the designated location. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses. Over time, we can verify residency.
BillsJet App
Manage your finances and pay bills conveniently with this secure digital wallet. Fund your account easily and use it to pay for essential services like airtime, data, and utilities. Designed for individuals and businesses in Nigeria.
- Secure digital wallet
- Convenient bill payments
- Fund wallet via bank transfer/card
- Pay for airtime and data
- Pay for cable TV and electricity
- Educational payments
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BillsJet is a financial technology platform designed for individuals and businesses in Nigeria to carry out secure and seamless financial transactions. The app provides users with a secure digital wallet to manage funds and conveniently pay for essential everyday services. Our users include individuals and businesses who rely on BillsJet for fast, reliable, and accessible financial services. The platform is focused on delivering real-world financial solutions that simplify payments and money management. Users can fund their BillsJet wallet through supported methods such as bank transfers and card payments. Wallet funds can then be used to pay for a variety of essential services, including airtime, mobile data, cable TV subscriptions, electricity bills, and educational payments. BillsJet is continuously expanding its range of financial services. Features such as Send Money and Virtual Cards are currently under development and are marked as Coming Soon within the app. These features are not yet available to users. BillsJet does not provide access to previously purchased digital goods, subscription-based content, or in-app digital products. All payments processed through the platform are tied to legitimate real-world financial services and bill payments. There are no paid features or premium services within the app that require unlocking through external payments. Every monetary transaction conducted through BillsJet relates solely to financial services offered on the platform. BillsJet's mission is to provide a secure, simple, and inclusive financial platform that empowers individuals and businesses to manage their finances efficiently while promoting financial accessibility and innovation across Nigeria.
Screenshots
Verdict
The clearest difference is rating: BillsJet App at 4.6 against 78 MFB's 3.8. 78 MFB's advantage is ratings volume (38 vs 7). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BillsJet App holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: 78 MFB has 38 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 53% of 78 MFB's written reviews are positive against 50% of BillsJet App's, so the app with the better star average is not the one people write more warmly about.
78 MFB ships an update every 9 days, BillsJet App every 5 days. Both last shipped on October 25, 2026.
| Parameter | 78 MFB | BillsJet App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (38 ratings) | 4.6 (7 ratings) — better |
| Positive reviews | 52.9% of reviews — better | 50.0% of reviews |
| Number of ratings | 38 — better | 7 |
| Update frequency | Every 9 days | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 72 MB |
| Age rating | 12+ | 4+ |
| Developer | BLAAIZ INNOVATIONS TECHNOLOGY LTD | BILLSJET TECHNOLOGIES LIMITED |
Customer experience
78 MFB
BillsJet App
In-app purchases
78 MFB
No in-app purchases
BillsJet App
No in-app purchases








