Comparison

Vault vs Subscriptions & Bills Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

Effortlessly track all your recurring expenses, from streaming services to gym memberships. Get timely alerts for trial expirations and price changes to avoid unwanted charges. Visualize your spending with detailed analytics and custom widgets.

Highlights
  • Subscription tracking dashboard
  • Trial expiration alerts
  • Automatic subscription import via screenshot
  • Financial analytics and projections
  • Customizable widgets for home/lock screen
  • Apple Watch app
  • Multi-currency support
Features
Read full description

STOP PAYING FOR SUBSCRIPTIONS YOU FORGOT ABOUT. Every month, your card is quietly hit by streaming services, app trials that converted, gym memberships you stopped using, and bills that slowly creep up. Vault is the subscription tracker that catches every renewal, trial, and price hike before it drains your wallet — so you finally know where your money goes and exactly how much you can keep. One glance. Every subscription. Zero guesswork. WHY PEOPLE SWITCH TO VAULT • See every bill, renewal, and free trial on one beautiful dashboard • Get reminded the moment a trial is about to convert — cancel in time, every time • Slash wasted spend with instant category breakdowns and yearly projections • Skip typing — send a screenshot and Vault adds each subscription automatically • Check your next payment from the Lock Screen, Home Screen, or Apple Watch in one second 12 HOME SCREEN AND LOCK SCREEN WIDGETS Twelve widget designs to mix and match: next payment, monthly total, yearly trend, category donut, weekly forecast, top spender, active trials, and more. Every widget refreshes automatically. FULL APPLE WATCH APP Your wrist becomes your subscription dashboard. Five dedicated screens — Overview, Yearly Trend, Categories donut, Weekly Forecast, and Top Spender — sync live from your iPhone. Works even offline. SMART SCREENSHOT IMPORT Adding a subscription takes one tap. Screenshot your Apple subscriptions page, a PayPal email, or a bank statement — Vault's on-device recognition extracts each service, price, and renewal date so you don't type a thing. POWERFUL FINANCIAL ANALYTICS Clear charts show monthly vs yearly spend, cumulative cost curves, category splits, and a portfolio health score that highlights exactly where to cut first. Stop guessing. Start seeing. CALENDAR HEATMAP See which days of the month hit hardest. Days are tinted by how much you spend — pile-ups, doubled renewals, and expensive weeks become impossible to miss. FREE TRIAL ALERTS Mark any subscription as a trial, set the end date, and Vault will ping you before it converts. No more surprise charges for apps you already forgot. 100+ CURRENCIES WITH LIVE CONVERSION Netflix in USD, Spotify in EUR, rent in GBP? Vault converts everything to your home currency in real time with live FX rates. Perfect for travelers, expats, and digital nomads. CANCEL WITHOUT FORGETTING Cancel a subscription and Vault moves it to an archive that tracks your annual savings. Proof your budget cuts are working. LIVE ACTIVITIES AND SIRI SHORTCUTS Pin the next renewal to the Lock Screen and Dynamic Island with a Live Activity. Ask Siri how much you spend this month without unlocking your phone. PRIVATE BY DESIGN Your financial data never leaves your devices. No account, no trackers, no ads. Secure iCloud sync across iPhone, iPad, Mac, and Apple Watch. Optional PIN lock keeps the Vault closed even while your phone is unlocked. CUSTOMIZE EVERYTHING Tags, categories, notes, family split costs, price history, and weekly, monthly, yearly, or custom billing cycles. Vault bends to how you actually live, from the $2 app trial to the yearly utility bill. FREE TO START Add your first subscriptions for free. Unlock unlimited tracking, screenshot import, advanced charts, and premium widgets with a one-time lifetime upgrade or a yearly plan. Download Vault now. Your bank account will thank you. Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscriptions & Bills Tracker

Features
Read full description

Subly - Smart Subscription Manager Take control of your recurring expenses with Subly, the intelligent subscription tracker that helps you track finances effortlessly. Never miss another payment or waste money on forgotten subscriptions. Why Subly? Our subscription organizer goes beyond basic tracking—it's your complete financial companion designed to manage my subscriptions with ease. With powerful subscription reminders and seamless sync across devices, you'll always know where your money goes. Track expenses across all your services, from streaming to fitness, while our smart alerts ensure you never face unexpected charges. Powerful Features That Save You Money Smart Tracking Bill System: Monitor all my subscriptions in one unified dashboard Expense Intelligence: Track expense patterns and identify savings opportunities Advanced Subscription Tools: Cancel subscription services, manage free trials, and renewals Multi-Currency Support: Handle suscripciones in any currency Budget Insights: Track my budget with detailed spending analytics Widget Support: Quick tracker widget for instant subscription monitoring Subscription Vault: Secure storage for all your subscription plans Calendar Integration: Visual timeline of upcoming subscription months What Makes Subly Different Unlike basic subscription tracker apps, Subly combines powerful subscription monitor capabilities with intuitive design. Our subscription plan analysis helps you optimize spending, while the built-in subscription cancel feature prevents unwanted renewals. Perfect for anyone using substack, streaming services, or professional tools who needs to cancel subscriptions quickly. Join Thousands Who Save Users report saving 30% on monthly subscriptions by identifying forgotten services. Whether you need to track recurring subscriptions, manage subscription reminder notifications, or simply track alerts for renewals, Subly makes it simple to manage and cancel subscription commitments. Download now and transform how you track & field your financial commitments. Your wallet will thank you. End-User License Agreement https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Vault4 screens
Subscriptions & Bills Tracker4 screens

Verdict

The call

The clearest difference is ads: Vault at none against Subscriptions & Bills Tracker's shown. Vault also leads on device support (4 vs 2). Subscriptions & Bills Tracker's advantage is update cadence (every 2 days vs monthly) and iOS requirement (12.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Vault sells 2 in-app purchases, starting at $7.99 per year and Subscriptions & Bills Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Vault ships an update monthly, Subscriptions & Bills Tracker every 2 days. The most recent releases landed on August 28, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
Vault versus Subscriptions & Bills Tracker: the parameters behind the verdict, then further details
ParameterVaultSubscriptions & Bills Tracker
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS17.012.0 — better
Further details — not scored
Size49 MB88 MB
Age rating4+4+
DeveloperViktor GrushevskiyCodememory LLC

In-app purchases

2 purchases

Vault

Subscriptions1
  • Yearly$7.991 Year
One-time1
  • Premium Forever$14.99
2 purchases

Subscriptions & Bills Tracker

Subscriptions2
  • Premium Weekly3 Days trial$2.997 Days
  • Premium Yearly$9.991 Year

Questions

Is Vault free?
Vault is free to download, with in-app purchases available.
Is Subscriptions & Bills Tracker free?
Subscriptions & Bills Tracker is free to download, with in-app purchases available.
Do Vault or Subscriptions & Bills Tracker have ads?
Subscriptions & Bills Tracker shows ads; Vault does not.
Which is updated more often, Vault or Subscriptions & Bills Tracker?
Vault ships an update monthly, and Subscriptions & Bills Tracker every 2 days. Most recently, Vault was updated on August 28, 2026 and Subscriptions & Bills Tracker on September 9, 2026.

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