Tanweel | تنويل vs Hesba

Welcome to Tanweel The first digital finance brokerage platform in Saudi Arabia, licensed by the Saudi Central Bank (SAMA). At Tanweel, we offer financing offers from multiple financial institutions, tailored specifically to meet your needs — with simple and fast steps. Why Tanweel? From application to receiving your finance, every step is easy. We understand that financing procedures can be complex, but at Tanweel, we make them simpler and more transparent. We connect you with the best financing providers to ensure quick and easy choices. Types of Financing: - Personal Finance Whether you need financing for education, furnishing your home, or travel. We offer flexible options that suit your needs. - Auto Lease Finance Planning to buy a car? Save your time and effort! We bring you offers from multiple providers, and you get to choose the one that best fits your preferences. - Real Estate Finance From owning a house or an apartment to achieving your dream home. We provide real estate financing offers tailored to your ambitions. Annual Percentage Rate (APR): - Banks: Rates range from 2.50% to 7% - Financing Companies: Rates range from 9% to 19% Repayment Terms: We offer flexible repayment periods ranging from 6 months to 30 years, to suit your financial plans. Example: If you finance SAR 50,000 for 60 months (5 years) with a 1% annual rate, the total profit will be SAR 1,281. This means the total repayment amount will be SAR 51,281, and your monthly instalment will be SAR 855. Please note: This is a sample estimation — actual rates and costs may vary based on the financing provider’s terms. Download the Tanweel App Now Tanweel — Your Shortcut to Financing Discover financing solutions tailored to you. Start your journey today toward a clearer and more stable financial future.

Hesba is a smart and simple finance calculator designed to help users estimate personal finance and mortgage options quickly and clearly. The app provides instant results for finance amount, monthly installment, DBR, down payment, and administrative fees based on the values entered by the user. The app allows users to choose employment status such as employed or retired, adjust DBR within allowed limits, and review structured finance results in a clear and easy-to-use interface. Hesba also includes a rate conversion tool to convert between APR and flat rate, along with a contact form for inquiries and support. Features: Personal finance calculator Mortgage calculator Monthly installment and fees calculation DBR calculation based on user status APR and flat rate conversion Simple Arabic-first interface