Tobopay vs Tingtel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tobopay
Manage all your financial transactions in one place. Easily pay bills, convert airtime to cash, buy data, and send or receive money instantly. This secure and reliable platform acts as your personal financial assistant for hassle-free payments.
- Pay bills on time
- Convert airtime to cash
- Buy airtime and data
- Send and receive money
- Cable TV payments
- Secure transactions
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Take control of your finances with Tobopay, the ultimate payment companion! Tired of juggling multiple bills, airtime, and money transfers? Tobopay simplifies your life by bringing everything under one roof. With our easy-to-use app, you can: - Pay bills on time, every time - Instantly convert airtime to cash - Buy airtime and data for yourself or loved ones - Send and receive money instantly - Enjoy seamless cable TV payments Tobopay is more than just a payment app - it's your personal financial assistant. Our secure and reliable platform ensures your transactions are fast, easy, and protected. Download Tobopay today and experience the power of hassle-free payments! Your feedback matters! Feel free to share your thoughts and suggestions through our various channels to help us serve you better. Contact: helpdesk@tobopay.co Website: https://tobopay.co X: https://twitter.com/tobopay Instagram: https://instagram.com/tobopay Facebook: https://facebook.com/tobopay
Tingtel
Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.
- Convert airtime to cash
- Pay utility bills with airtime
- Fund mobile money wallets
- Fund betting wallets
- Buy airtime at discounted rates
- Transfer airtime anonymously
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Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.
Screenshots
Verdict
The clearest difference is rating: Tobopay at 3.0 against Tingtel's 2.1. Tobopay also leads on review sentiment (50% vs 8%) and update cadence (every 3 weeks vs every 2 months). Tingtel's advantage is ratings volume (30 vs 6) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tobopay holds the better App Store score, 3.0 against 2.1. That said, the two scores are not equally well evidenced: Tingtel has 30 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of Tobopay's written reviews are positive against 8% of Tingtel's.
Tobopay ships an update every 3 weeks, Tingtel every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Tobopay | Tingtel |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (6 ratings) — better | 2.1 (30 ratings) |
| Positive reviews | 50.0% of reviews — better | 7.7% of reviews |
| Number of ratings | 6 | 30 — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 70 MB |
| Age rating | 17+ | 4+ |
| Developer | TBP TECHNOLOGIES LTD | Tingtel Limited |
Customer experience
Tobopay
Tingtel
In-app purchases
Tobopay
No in-app purchases
Tingtel
No in-app purchases
