MoneyFlow vs Simple Spendings
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MoneyFlow
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Introducing MoneyFlow: Your Efficient Financial Companion! Fast, Easy, Efficient: MoneyFlow is here to simplify your financial tracking. Manage your finances swiftly with an intuitive design and essential features! Bulk Import & Easy Search: Save time with our bulk import feature and find transactions effortlessly. Money management made quick and simple! Visualise Your Finances: Explore insightful charts and graphs to understand your spending patterns better. See where your money goes and make informed decisions. Custom Categories: Tailor your expense categories to match your unique spending habits. MoneyFlow lets you create custom categories for a personalised tracking experience. Predefined Public Merchants: Experience seamless transaction categorization with our predefined public merchants. Automatically match transactions with icons for quick and easy identification in your transaction list. Powerful Data Processing Engine: Our robust data processing engine effortlessly handles thousands of transactions, allowing you to query and analyse your financial data with ease. No more hassle, just insights. Automated Transaction Matching Rules: Take control of your finances with custom rules that automate transaction categorization. Let our rules engine do the heavy lifting, so you can focus on what matters. Personalised Insights: Unlock a deeper understanding of your spending behaviour. Receive personalised insights that shed light on trends, patterns, and opportunities to optimise your financial habits. Your Own Rolodex: Keep track of your financial relationships by adding your own contacts. Know where your money is coming from and going to, with a personalised rolodex that puts you in control. Safeguard your data: Enjoy peace of mind with our import/export feature. Backup and restore your data effortlessly, ensuring your financial information is secure and accessible whenever you need it. Privacy First: Rest easy knowing your financial data is secure. MoneyFlow prioritises your privacy, employing robust security measures to keep your sensitive information safe. iOS Exclusive: Designed exclusively for iOS, MoneyFlow seamlessly integrates with your Apple ecosystem, ensuring a smooth and cohesive user experience across your devices. What's Next? This is just the beginning! We're committed to constant improvement and look forward to adding even more features based on your feedback. Download MoneyFlow now and start simplifying your financial journey! Terms of Service: https://shorturl.at/pvFL6
Simple Spendings
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No subscriptions. No ads. No data tracking. Just a clean, powerful tool that helps you stay mindful of your spending. Simple Spendings is your financial single source of truth that puts you in control. By entering your expenses you stay aware of your habits - while smart suggestions make adding new items effortless and fast. Why Simple Spendings? - Manual input, mindful tracking - Stay aware of your spending, one entry at a time. - Smart suggestions - The app remembers your recent spendings to speed up new entries. - Multi-currency support - Track expenses in any currency, ideal for travelers and global users. - Category insights - Instantly see totals, averages, and trends across all your categories. - Future estimates - Get projections of upcoming expenses based on your past patterns. - Private cloud sync - Your data is stored securely and synced across your devices. No one else can access it, just you! - Import & export (JSON) - Easily back up or move your data between devices. - Cross-device simplicity - Works seamlessly on iPhone, iPad, and Mac. - Light and Dark modes - follows system's colour theme. - Completely free - No paywalls, no ads, and no tracking. Just simplicity and privacy. Stay aware, not overwhelmed Simple Spendings is designed to make budgeting clear and effortless. It's not about automation - it's about awareness. You enter each spending mindfully, and the app does the rest: organizing, calculating, and showing where your money truly goes. Spend less time managing. Spend more time understanding. Simple Spendings - completely free, beautifully simple.
Screenshots
Verdict
The clearest difference is in-app purchases: Simple Spendings at none against MoneyFlow's 3. MoneyFlow's advantage is iOS requirement (13.0 vs 18.4). On price, update cadence, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. MoneyFlow sells 3 in-app purchases, starting at $1.99 per 7 days. Simple Spendings asks for nothing beyond the download.
MoneyFlow ships an update every 10 days, Simple Spendings every 3 weeks. Both last shipped on October 30, 2026.
| Parameter | MoneyFlow | Simple Spendings |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days โ better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 13.0 โ better | 18.4 |
| Further details โ not scored | ||
| Size | 39 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Jason Pan | Andrzej Gawron |
In-app purchases
MoneyFlow
- MoneyFlow Plus3 Days trial$1.997 Days
- MoneyFlow Plus7 Days trial$2.991 Month
- MoneyFlow Plus7 Days trial$19.991 Year
Simple Spendings
No in-app purchases
Questions
Is MoneyFlow free?
Is Simple Spendings free?
Do MoneyFlow or Simple Spendings have ads?
Which is updated more often, MoneyFlow or Simple Spendings?
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