CashMatrix vs Ledga
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashMatrix
Manage your finances with a user-friendly banking app offering fast transfers, instant bill payments, and airtime top-ups. Access quick loans, make investments with competitive interest rates, and track transactions in real-time. Enjoy 24/7 customer support and enhanced security for your financial information.
- Free and fast transfers
- Instant bill payments
- Airtime and data purchase
- Quick loans
- Investment options
- Real-time transaction tracking
- 24/7 customer support
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We understand how busy life can get and we don't want banking to get in the way that's why we've made CashMatrix App. Some of our key features are: Free and fast Transfers Instant bill payments Airtime top-up and data purchase Quick loans with flexible repayment options Investment with competitive interest rates Real-time transaction tracking 24/7 customer support Our app has a user-friendly interface and also features enhanced security measures to protect your personal and financial information. Download now and enjoy the freedom of banking at ease anytime, anywhere. Cashmatrix is a digital product of Asset Matrix Microfinance Bank Limited (AMMFB)
Ledga
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Ledga is a social and group finance operating system that helps individuals, businesses, schools, and communities manage money transparently, collaboratively, and effortlessly. It enables users to create groups (Ledgas) where they can collect payments, manage budgets, assign roles, and track transactions in real time — all from a single platform. Whether you're a church collecting tithes, a school managing dues, a business tracking expenses, or an individual organizing finances, Ledga gives you structure, clarity, and control.
Screenshots
Verdict
The clearest difference is update cadence: Ledga at every 4 days against CashMatrix's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CashMatrix ships an update every 2 weeks, Ledga every 4 days. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.
| Parameter | CashMatrix | Ledga |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (12 ratings) — better | — |
| Positive reviews | 42.9% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 78 MB | 52 MB |
| Age rating | 17+ | 4+ |
| Developer | ASSET MATRIX MICROFINANCE BANK LIMITED | ZikarelHub |
In-app purchases
CashMatrix
No in-app purchases
Ledga
No in-app purchases









