Comparison

Envelope Budget App vs Expenz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Envelope Budget App

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

Highlights
  • Focus on food expenses
  • Private and local tracking
  • Simple transaction entry
  • Category budgeting
  • Integrated tip calculator
  • Bill splitter
Features
Read full description

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

About

Expenz

This app offers a minimalist approach to expense tracking, allowing users to quickly log spending and gain insights through visual charts. It helps users understand their financial habits and manage budgets effectively with smart categorization and private data storage.

Highlights
  • Lightning-fast expense entry
  • Visual analytics and charts
  • Monthly budgeting tools
  • Smart categorization with custom options
  • Local and private data storage
  • CSV data export (Pro)
Features
Read full description

Take full control of your finances with Expenz, the minimalist expense tracker designed for clarity and speed. Whether you’re tracking daily coffee runs or managing a monthly household budget, Expenz turns your data into actionable insights with beautiful charts and effortless logging. Stop wondering where your money went. Start seeing where it grows. Why choose Expenz? Lightning-Fast Entry: Add expenses in seconds with an intuitive, clutter-free interface. Visual Analytics: Understand your habits with dynamic line charts and category breakdowns. Budgeting That Works: Set a monthly limit and monitor your progress. Smart Categorization: Organize spending with beautiful icons and custom categories. Local & Private: Your data stays on your device. We don’t track you, and we don’t sell your data. Go Pro for Unlimited Power Unlock the full potential of your financial tracking with Expenz Pro: Unlimited Daily Entries: No more limits on how many expenses you can track. CSV Export: Seamlessly move your data to Excel or Google Sheets for deep analysis. Information about the auto-renewable nature of the subscription: • Subscription periods: Monthly or Yearly. • Payment will be charged to iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Privacy Policy: https://expenz.kideon.co/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Envelope Budget App4 screens
Expenz4 screens

Verdict

The call

The clearest difference is rating: Expenz at 5.0 against Envelope Budget App's 4.8. Envelope Budget App's advantage is ratings volume (30 vs 2) and iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month and Expenz sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expenz holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Envelope Budget App has 30 ratings behind it against 2, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
Envelope Budget App versus Expenz: the parameters behind the verdict, then further details
ParameterEnvelope Budget AppExpenz
PriceFreeFree
Rating4.8 (30 ratings)5.0 (2 ratings) — better
Positive reviews75.0% of reviews—
Number of ratings30 — better2
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size18 MB1 MB
Age rating4+4+
DeveloperChimpanzee, LLCkideon

Customer experience

Envelope Budget App

All ratings30 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews8 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

Expenz

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Envelope Budget App

Subscriptions2
  • Tuck Monthly Subscription$1.991 Month
  • Tuck Yearly Subscription$12.991 Year
One-time1
  • Tuck Plus Lifetime$19.99
2 purchases

Expenz

Subscriptions2
  • Premium Monthly Access$4.991 Month
  • Premium Yearly Access$39.991 Year

Questions

Is Envelope Budget App free?
Envelope Budget App is free to download, with in-app purchases available.
Is Expenz free?
Expenz is free to download, with in-app purchases available.
Which has better reviews, Envelope Budget App or Expenz?
Expenz is rated higher. Envelope Budget App averages 4.8 out of 5 from 30 ratings, while Expenz averages 5.0 from 2 ratings.
Do Envelope Budget App or Expenz have ads?
Neither Envelope Budget App nor Expenz shows ads.

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