Envelope Budget App vs BudgetFlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
Read full descriptionHide full description
Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
BudgetFlo
Read full descriptionHide full description
BudgetFlo is your personal finance companion — designed to help you spend smarter, save more, and stress less about money. Whether you're tracking daily expenses, planning for a big purchase, or just trying to get a clearer picture of where your money goes, BudgetFlo gives you the tools to make it happen. KEY FEATURES: • Smart Budget Tracking — Set budgets by category and see exactly how much you've spent and how much you have left in real time. • Expense Logging — Quickly log transactions in seconds. Add notes, categories, and dates to keep everything organized. • Visual Spending Reports — Beautiful charts and graphs that break down your spending by category, week, or month so you always know where your money is going. • Budget Overview — Get a clear at-a-glance summary of all your budgets, balances, and recent activity in one place. • Customizable Categories — Tailor your budget categories to fit your lifestyle, from groceries and rent to subscriptions and entertainment. • Clean, Intuitive Design — A simple and elegant interface that makes managing money feel less like a chore. BudgetFlo is perfect for anyone looking to build better financial habits, stick to a budget, or simply gain more clarity over their personal finances. Download BudgetFlo today and start flowing toward financial freedom.
Screenshots
Verdict
The clearest difference is in-app purchases: BudgetFlo at none against Envelope Budget App's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. BudgetFlo asks for nothing beyond the download.
Envelope Budget App ships an update every 10 days, BudgetFlo weekly. The most recent releases landed on November 4, 2026 and October 7, 2026 respectively.
| Parameter | Envelope Budget App | BudgetFlo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Every 10 days | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 18 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Chimpanzee, LLC | Alexander Santelli |
In-app purchases
Envelope Budget App
- Tuck Monthly Subscription$1.991 Month
- Tuck Yearly Subscription$12.991 Year
- Tuck Plus Lifetime$19.99
BudgetFlo
No in-app purchases
Questions
Is Envelope Budget App free?
Is BudgetFlo free?
Do Envelope Budget App or BudgetFlo have ads?
Which is updated more often, Envelope Budget App or BudgetFlo?
Other comparisons















