Comparison

Envelope Budget App vs BudgetFlo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Envelope Budget App

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

Highlights
  • Focus on food expenses
  • Private and local tracking
  • Simple transaction entry
  • Category budgeting
  • Integrated tip calculator
  • Bill splitter
Features
Read full description

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

About

BudgetFlo

Features
Read full description

BudgetFlo is your personal finance companion — designed to help you spend smarter, save more, and stress less about money. Whether you're tracking daily expenses, planning for a big purchase, or just trying to get a clearer picture of where your money goes, BudgetFlo gives you the tools to make it happen. KEY FEATURES: • Smart Budget Tracking — Set budgets by category and see exactly how much you've spent and how much you have left in real time. • Expense Logging — Quickly log transactions in seconds. Add notes, categories, and dates to keep everything organized. • Visual Spending Reports — Beautiful charts and graphs that break down your spending by category, week, or month so you always know where your money is going. • Budget Overview — Get a clear at-a-glance summary of all your budgets, balances, and recent activity in one place. • Customizable Categories — Tailor your budget categories to fit your lifestyle, from groceries and rent to subscriptions and entertainment. • Clean, Intuitive Design — A simple and elegant interface that makes managing money feel less like a chore. BudgetFlo is perfect for anyone looking to build better financial habits, stick to a budget, or simply gain more clarity over their personal finances. Download BudgetFlo today and start flowing toward financial freedom.

Screenshots

Envelope Budget App4 screens
BudgetFlo4 screens

Verdict

The call

The clearest difference is in-app purchases: BudgetFlo at none against Envelope Budget App's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. BudgetFlo asks for nothing beyond the download.

UpkeepUpdate frequency

Envelope Budget App ships an update every 10 days, BudgetFlo weekly. The most recent releases landed on November 4, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Envelope Budget App versus BudgetFlo: the parameters behind the verdict, then further details
ParameterEnvelope Budget AppBudgetFlo
PriceFreeFree
Rating4.8 (30 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings30 — better—
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size18 MB4 MB
Age rating4+4+
DeveloperChimpanzee, LLCAlexander Santelli

In-app purchases

3 purchases

Envelope Budget App

Subscriptions2
  • Tuck Monthly Subscription$1.991 Month
  • Tuck Yearly Subscription$12.991 Year
One-time1
  • Tuck Plus Lifetime$19.99
None

BudgetFlo

No in-app purchases

Questions

Is Envelope Budget App free?
Envelope Budget App is free to download, with in-app purchases available.
Is BudgetFlo free?
BudgetFlo is free to download, with no in-app purchases.
Do Envelope Budget App or BudgetFlo have ads?
Neither Envelope Budget App nor BudgetFlo shows ads.
Which is updated more often, Envelope Budget App or BudgetFlo?
Envelope Budget App ships an update every 10 days, and BudgetFlo weekly. Most recently, Envelope Budget App was updated on November 4, 2026 and BudgetFlo on October 7, 2026.

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