Envelope Budget App vs ExpenseGrid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
ExpenseGrid
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ExpenseGrid is a private, on-device expense tracker. Track where your money goes in a few taps — no accounts, no bank logins, and no data ever leaving your device. Built for people who want real control over their spending and their privacy, ExpenseGrid gives you the tools usually reserved for bulky finance apps: fast entry, flexible reports, budgets, mileage, and tax-ready exports. PRIVATE BY DESIGN • 100% on-device — your data is stored only on your device • No account, no sign-up, no bank connections • No ads, no tracking, no analytics FAST, FLEXIBLE ENTRY • Keypad-first screen logs an expense or income in seconds • Your own categories and subcategories • Accounts (cash, checking, cards) with transfers and net worth • Tags, payees, notes, and trips BUDGETS THAT MAKE SENSE • Optional monthly budgets with a live "safe to spend" figure • Per-category progress so nothing sneaks up on you REPORTS & TAX-READY EXPORTS • Break spending down by category, account, payee, or trip over any timeframe • Save the views you use most • Export a styled, month-grouped PDF, Excel workbook, or CSV — perfect for taxes or your accountant MILEAGE & SPLITTING • Log miles per vehicle at your own rate for a ready-made deduction total • Split an expense across categories by percentage • Split a bill among people and drop your share into the ledger Full access is a $6.99/year auto-renewable subscription — no ads, no upsells, one simple price. Your finances are nobody's business but yours. ExpenseGrid keeps it that way. Terms of Use (EULA): https://nerddestination.com/legal/expensegrid/terms Privacy Policy: https://nerddestination.com/legal/expensegrid/privacy
Screenshots
Verdict
The clearest difference is update cadence: ExpenseGrid at daily against Envelope Budget App's every 10 days. Envelope Budget App's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month and ExpenseGrid sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
Envelope Budget App ships an update every 10 days, ExpenseGrid daily. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.
| Parameter | Envelope Budget App | ExpenseGrid |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Every 10 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 18 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Chimpanzee, LLC | Nerd Destination, LLC |
In-app purchases
Envelope Budget App
- Tuck Monthly Subscription$1.991 Month
- Tuck Yearly Subscription$12.991 Year
- Tuck Plus Lifetime$19.99
ExpenseGrid
- ExpenseGrid Annual7 Days trial$6.991 Year








