Envelope Budget App vs Stashly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
Stashly
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Turn paper receipts and cash expenses into organized budgets in seconds. Meet Stashly — the smart budget planner that gives you the best of both worlds: instant Vision AI receipt scanning and quick manual expense tracking, powered by visual cash envelope budgeting. Whether you snap photos of receipts or type in cash purchases, Stashly adapts to your lifestyle. No forced bank linking. No complex spreadsheets. Total privacy. 2 WAYS TO LOG EXPENSES: ◆ 1. Instant Vision AI Receipt Scanner Skip manual entry! Point your camera at any store receipt, restaurant bill, or grocery slip. Stashly’s Vision AI detects merchant name, date, and totals, sorting them into the right envelope in one tap. ◆ 2. Quick Manual Data Entry Prefer logging by hand? Add expenses in under 3 seconds. Perfect for cash tips, farmers markets, and cash-only purchases. Works 100% offline with zero internet connection required. POWERFUL CASH ENVELOPE BUDGETING: • Visual Cash Stuffing: Divide your paycheck into color-coded digital envelopes. Live balance rings show what's safe to spend. • Guided Payday Wizard: Allocate income into bills, savings goals, and spending cash with a 1-tap distribution flow. • Smart Rollovers & Sweeps: Roll leftover money into the next pay cycle or sweep it into savings goals. • Deficit Cover Assistant: Overspent in an envelope? Rebalance your budget effortlessly by transferring surplus funds from other envelopes. • Bill & Due-Date Tracker: Stay ahead of rent, utilities, and recurring subscriptions with visual countdown alerts. • 100% On-Device Privacy: No bank logins, no ads, and no data tracking. Secure your records with Face ID & Touch ID. • CSV Data Export: Download your full transaction history anytime for your personal records. ---------------------------------------- STASHLY PRO SUBSCRIPTIONS & FREE TRIAL ---------------------------------------- Stashly is free to download. Upgrade to Stashly Pro for unlimited envelopes, AI receipt scanning, payday flows, and monthly recap analytics. Choose from two flexible auto-renewable plans: • Yearly Plan: $49.99 / year ($4.17/month — Save 40%) Includes a 7-day free trial. Full access with maximum savings. • Monthly Plan: $6.99 / month Includes a 7-day free trial. Flexible month-to-month budgeting. (Prices may vary by country or currency based on App Store regional pricing tiers.) HOW SUBSCRIPTIONS & TRIALS WORK: 1. 7-Day Free Trial: Start with a 7-day free trial. You will not be charged during the trial period. 2. Payment: Charged to your Apple ID account upon purchase confirmation or conclusion of your free trial. 3. Auto-Renewal: Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current billing cycle. 4. Renewal Billing: Charged within 24 hours prior to the end of the current period at your plan's rate. 5. Manage & Cancel: Manage or cancel your subscription anytime in your iPhone's App Store Account Settings. 6. Trial Forfeiture: Any unused portion of a free trial is forfeited when purchasing a subscription. Privacy Policy: https://getstashly.sbs/privacy Terms of Service: https://getstashly.sbs/terms Support: support@getstashly.sbs Standard Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Envelope Budget App and Stashly are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget App sells 3 in-app purchases, starting at $2.99 per month and Stashly sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Envelope Budget App ships an update every 2 weeks, Stashly fortnightly. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.
| Parameter | Envelope Budget App | Stashly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 30 — better | — |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 18 MB | 20 MB |
| Age rating | 12+ | 4+ |
| Developer | Chimpanzee, LLC | Biswajit Nayak |
In-app purchases
Envelope Budget App
- Tuck Monthly Subscription$2.991 Month
- Tuck Yearly Subscription$14.991 Year
- Tuck Plus Lifetime$19.99
Stashly
- Stashly Monthly Pro7 Days trial$6.991 Month
- Stashly Yearly Pro7 Days trial$49.991 Year









