Comparison

Préstamos CLOUD vs Credilife®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Préstamos CLOUD

Manage your entire credit portfolio on your iPhone. This app offers tools for loan management, collection routes, payment tracking, and client screening, ideal for finance businesses and field collectors.

Highlights
  • Collection route management
  • Loan prioritization by days overdue
  • Real-time payment tracking
  • Custom receipt printing
  • Client screening integration
  • Secure cloud synchronization
Features
Read full description

PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

About

Credilife®

This app helps individuals and businesses prepare for lending decisions by providing insights into their financial profile. It offers a structured path to strengthen credit, track progress, and manage documents, connecting users with their coaching team for guidance.

Highlights
  • Monitor credit profile across bureaus
  • Follow personalized action plans
  • Upload and manage documents securely
  • Communicate with coaching team
  • Track progress in VIP Program
  • Submit and manage client referrals
Features
Read full description

Credilife® is a credit and lending readiness system designed to help individuals and business owners move from uncertainty to clarity, control, and confidence. Most people aren't denied because they're irresponsible. They're denied because they're unprepared. Credilife® helps you understand how lending decisions are made, identify gaps in your financial profile, and follow a structured path to strengthen your position over time. This app serves as your mobile dashboard—giving you visibility, guidance, and accountability as you execute your personalized Credilife® plan. What You Can Do Inside the App Understand Your Credit & Financial Position - Monitor your credit profile across all three bureaus - Track changes, trends, and key risk factors - See the signals lenders evaluate when making decisions Follow Your Personalized Plan - Access your step-by-step Credilife® Action Plan - Complete guided tasks aligned with your goals - Stay focused with clear milestones and direction Execute Your Strategy - Upload and manage documents securely - Track your progress within the Credilife® VIP Program - Implement recommendations from your Credit Builder Blueprint® Stay Connected to Your Team - Communicate directly with your Credilife® coaching team - Receive updates, guidance, and next steps in real time Built for Real Financial Progress Whether you're preparing for: - Homeownership - Business funding - Personal financial stability Credilife® helps you build the foundation lenders expect—before you apply. For Referral & Business Partners - Submit and manage client referrals - Track engagement and progress - Support shared clients on their path to readiness Security & Access - Bank-level encryption (SSL/TLS) - Secure authentication protocols - No in-app purchases Important: This app is available exclusively to active Credilife® clients and partners as part of a structured credit and lending readiness program. To learn more about Credilife® and our approach, visit: https://credilife.com/

Screenshots

Préstamos CLOUD4 screens
Credilife®4 screens

Verdict

The call

The clearest difference is rating: Credilife® at 5.0 against Préstamos CLOUD's 4.4. Credilife® also leads on in-app purchases (none vs 10). Préstamos CLOUD's advantage is update cadence (every 9 days vs every 2 months) and ratings volume (22 vs 2). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 9 in-app purchases, starting at $14.99 per month. Credilife® asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Credilife® holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Préstamos CLOUD has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Préstamos CLOUD ships an update every 9 days, Credilife® every 2 months. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard6 real differences · 4 level
Préstamos CLOUD versus Credilife®: the parameters behind the verdict, then further details
ParameterPréstamos CLOUDCredilife®
PriceFreeFree
Rating4.4 (22 ratings)5.0 (2 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings22 — better2
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size51 MB54 MB
Age rating4+17+
DeveloperCLOUD SERVICES INTERNATIONAL LLCCredit Admiral Software LLC

Customer experience

Préstamos CLOUD

All ratings22 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Credilife®

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

9 purchases

Préstamos CLOUD

Subscriptions9
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 6 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year
None

Credilife®

No in-app purchases

Questions

Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Is Credilife® free?
Credilife® is free to download, with no in-app purchases.
Which has better reviews, Préstamos CLOUD or Credilife®?
Credilife® is rated higher. Préstamos CLOUD averages 4.4 out of 5 from 22 ratings, while Credilife® averages 5.0 from 2 ratings.
Do Préstamos CLOUD or Credilife® have ads?
Neither Préstamos CLOUD nor Credilife® shows ads.
Which is updated more often, Préstamos CLOUD or Credilife®?
Préstamos CLOUD ships an update every 9 days, and Credilife® every 2 months. Most recently, Préstamos CLOUD was updated on November 8, 2026 and Credilife® on November 5, 2026.

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