Préstamos CLOUD vs CrediPlan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Préstamos CLOUD
Manage your entire credit portfolio on your iPhone. This app offers tools for loan management, collection routes, payment tracking, and client screening, ideal for finance businesses and field collectors.
- Collection route management
- Loan prioritization by days overdue
- Real-time payment tracking
- Custom receipt printing
- Client screening integration
- Secure cloud synchronization
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PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/
CrediPlan
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CrediPlan is a financial simulator app that helps you plan loans and savings before making real decisions. WHAT YOU CAN DO * Enter a loan amount, interest rate, and term. See the monthly payment, total interest, and full amortization table month by month. * Enter an initial capital, expected annual return, term in years, and periodic contribution. See how your investment grows year by year with compound interest. * Save every simulation to your account and compare different scenarios later. * Change the currency and language: Spanish, English, Portuguese, French, German, Chinese, or Japanese. WHAT THE APP DOES NOT DO * It does not lend money. * It does not manage real bank accounts. * It has no ads and no in-app purchases. CrediPlan is an educational tool for anyone who wants to understand the math behind loans and savings before signing anything.
Screenshots
Verdict
The clearest difference is ads: Préstamos CLOUD at none against CrediPlan's shown. Préstamos CLOUD also leads on update cadence (every 9 days vs every 3 weeks) and iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Préstamos CLOUD sells 9 in-app purchases, starting at $14.99 per month and CrediPlan sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Préstamos CLOUD ships an update every 9 days, CrediPlan every 3 weeks. The most recent releases landed on November 8, 2026 and October 29, 2026 respectively.
| Parameter | Préstamos CLOUD | CrediPlan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (22 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 51 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | CLOUD SERVICES INTERNATIONAL LLC | Joan Stiven Torres Orozco |
In-app purchases
Préstamos CLOUD
- Plan eco$14.991 Month
- PLAN EMPRENDEDOR2 variants$19.991 Month
- PLAN BRONCE$29.991 Month
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- PLAN PLATA$49.991 Month
- PLAN ORO$89.991 Month
- PLAN EMPRENDEDOR ANUAL$214.991 Year
- PLAN BRONCE ANUAL$324.991 Year
- PLAN PLATA ANUAL$539.001 Year
- PLAN GOLD ANUAL$969.991 Year
CrediPlan
- Versión Pro$7.99









