Préstamos CLOUD vs RUMI App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Préstamos CLOUD
Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.
- Loan management (daily, weekly, monthly)
- Customer and product management
- Sales and expense tracking
- Interest and default calculation
- User access control
- Legal contract creation
- Daily data backups
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PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/
RUMI App
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RUMI es tu aliado financiero digital diseñado para facilitarte el acceso a préstamos personales y soluciones de financiamiento en Honduras de forma rápida, transparente y 100% segura. Con RUMI puedes: • Simular y solicitar préstamos personales adaptados a tus necesidades en cuestión de minutos. • Conocer en todo momento el detalle claro de tus cuotas, tasas y fechas de pago sin cobros ocultos. • Consultar el estado en tiempo real de tus solicitudes y préstamos activos. • Gestionar tu perfil, vinculación de asociados y validación de identidad (KYC) de forma ágil y segura. • Recibir notificaciones instantáneas sobre tus pagos, desembolsos y promociones exclusivas con comercios aliados. Seguridad y Privacidad: Tus datos personales y financieros están protegidos bajo los más altos estándares de cifrado y seguridad de la industria. ¡Descarga RUMI hoy y toma el control de tus finanzas con la confianza y el respaldo que te mereces!
Screenshots
Verdict
The clearest difference is in-app purchases: RUMI App at none against Préstamos CLOUD's 11. Préstamos CLOUD's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. RUMI App asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.
| Parameter | Préstamos CLOUD | RUMI App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (21 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 47 MB | 9 MB |
| Age rating | 4+ | 17+ |
| Developer | CLOUD SERVICES INTERNATIONAL LLC | RUMI S.A. |
In-app purchases
Préstamos CLOUD
- Plan eco$14.991 Month
- PLAN EMPRENDEDOR2 variants$19.991 Month
- PLAN BRONCE$29.991 Month
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- PLAN PLATA$49.991 Month
- PLAN ORO$89.991 Month
- Plan eco anual$161.991 Year
- PLAN EMPRENDEDOR ANUAL$214.991 Year
- PLAN BRONCE ANUAL$324.991 Year
- PLAN PLATA ANUAL$539.001 Year
- PLAN GOLD ANUAL$969.991 Year
RUMI App
No in-app purchases









