Softpay Business vs Fundeer

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Fundeer tracks spending, splits trip costs and runs shared family budgets. You can start without an account, and tracking works without internet. Log purchases without typing Set up Apple Pay tracking once in Settings. After that, a purchase in a shop is added with the merchant and the currency you paid in. Connect Monobank, the Ukrainian bank, and card spending arrives on its own. Three other ways to add an expense Say "coffee, 45" and the entry fills in, ready for you to check. Point your camera at a receipt and Fundeer reads the merchant, the items, and the total. The things you log most stay one tap away on quick-add buttons and shortcuts. Split trip costs Start a trip, invite the people on it, and everyone logs as they go. At the end, one screen shows who pays whom back. Equal splits, exact amounts, shares, or percentages, in as many currencies as your trip needs. Trip Mode Turn on Trip Mode when your trip starts and everything you add goes to that trip. Card purchases wait in a list only you see until you add them. Each trip gets its own report: total spent, daily spending, and where the money went. Shared family budgets Share a budget with your family and track everyone's contributions and shared expenses in one place. Each member's role sets what they can change. Balances update live for everyone in the family. Import from your bank or another app Import a statement downloaded from your bank. If Fundeer doesn't recognize the file, you choose which column is which. Backups from other budget apps come across too. Activity One Activity screen gathers what happened across your trips and shared budgets: new expenses, settlements, invitations and budget warnings. Analytics Overview scores your month on savings rate, budget control, consistency, income flow, and balance. Breakdown shows every category and every day. Forecast (Plus) projects how the month ends from your own habits. Rearrange the cards to put what you care about first. Early retirement planning Set your target number and retirement age, and see when you could reach financial independence. Budgets and savings goals Set a monthly limit and see how much room is left. Create savings goals with a date and see how much to set aside each month. Privacy Lock the app with Face ID, Touch ID, or your device passcode. The screen blurs the moment you switch away. You can turn off analytics and crash reports in Settings. Also included - Monobank connection; statement import from Monobank, PrivatBank, Wise and others - Tags and categories on many transactions at once - Multi-currency: USD, EUR, GBP, UAH, PLN, and more - Available in 10 languages: English, Ukrainian, German, Polish, Czech, Spanish, French, Dutch, Italian and Portuguese - Recurring transactions - Custom categories with your own icons and colors - Export to CSV and JSON - Home Screen, Lock Screen, and Control Center widgets - Streaks, levels, and achievements - Dark mode Free and paid Fundeer is free to download, with no ads. The free version includes 5 receipt scans and 10 voice entries a month, one budget, one running trip and one device for your own entries. Logging by hand, Apple Pay, statement import, family budgets and CSV export are free. Fundeer Plus is an optional subscription, monthly or yearly. It removes the monthly limits on scans and voice entries, allows more budgets, trips and devices, and adds Forecast and PDF and Excel reports. Payment goes through your Apple Account. The subscription renews automatically unless you cancel at least 24 hours before the end of the period. Manage or cancel it in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fundeer.app/privacy