Comparison

Sword Pay vs Cilicia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sword Pay

This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.

Highlights
  • International money transfers
  • Crypto buying, selling, and trading
  • Encrypted chat and file sharing
  • Split payments among contacts
  • Two-factor authentication
  • No monthly banking fees
Features
Read full description

SWORD Protected International Payments International Payment Solution KEY WORDS Wallet, Pay, P2P, Send money HOW IT WORKS Download the SWORD App and sign up in 2 simple steps. Follow our Two Factor Authentication process and start using your SWORD right away. ABOUT THIS APP An encrypted global payment solution connecting you to the world. To Protect. To Provide. To Conquer. SWORD protects and provides both your payment and communication needs (Telegram Encryption). Creating a platform for you to connect to billions of people. Chat, Make Payments, Receive Funds, Trade Crypto and Share encrypted media with No monthly banking Fees. Expand your world through SWORD and take ownership of what’s yours. SEND AND REQUEST MONEY INTERNATIONALLY Send and Request funds while directly communicating with your contacts or customers, securely and instantly. Enjoy the security of industry leading payment features to send or receive money in cash or crypto directly. Send or Request funds to Anyone, Anywhere, Anytime and keep in direct communication with In-App Encrypted Chat. BUY, SELL, SEND, AND RECEIVE CRYPTO Swift, Simplified and Social way to trade over 350 Crypto assets. Easily start or maintain your crypto wallet through SWORD. Send, Request, Buy, Hold, Sell, Exchange and FileShare with crypto. Please be aware that Crypto is volatile , Purchasing crypto involves risk as the value may rise and fall quickly. Consider seeking advice from your financial adviser. SPLIT A PAYMENT OR A REQUEST BETWEEN MULTIPLE CONTACTS Easily Pay or Send (a) Payment Request to multiple people at once. Select the contact or group and customise the payment. Or have Sword split the amounts equally for you. SHARE ENCRYPTED FILES FileShare - Empowering users to protect their work. Send it regularly in chat for free or include FileShare with a payment request. **SWORD is a financial technology platform, not a bank. Banking services are provided and issued by SWORD banking partners, not Excalibur Ascension LLC.

About

Cilicia

Features
Read full description

Cilicia Business Club (Cilicia) is a decentralized Armenian business platform founded in 2014. Official mobile application - access to the infrastructure and social capital of the Club: — communication and support: digitized profiles of residents and a feed of posts with comments; — find your people: search for like-minded people/partners/contractors/clients; — stay informed about upcoming events: feed and calendar of events of Cilicia and partners. The application complements the offline experience of participating in the Club, but is also available to non-residents of Cilicia.

Screenshots

Sword Pay4 screens
Cilicia4 screens

Verdict

The call

The clearest difference is ads: Cilicia at none against Sword Pay's shown. Cilicia also leads on iOS requirement (12.1 vs 14.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sword Pay ships an update every 5 weeks, Cilicia every 2 months. The most recent releases landed on June 1, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 8 level
Sword Pay versus Cilicia: the parameters behind the verdict, then further details
ParameterSword PayCilicia
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.012.1 — better
Further details — not scored
Size171 MB86 MB
Age rating4+17+
DeveloperExcalibur Ascension ltdSergey Yaralyan

In-app purchases

None

Sword Pay

No in-app purchases

None

Cilicia

No in-app purchases

Questions

Is Sword Pay free?
Sword Pay is free to download, with no in-app purchases.
Is Cilicia free?
Cilicia is free to download, with no in-app purchases.
Do Sword Pay or Cilicia have ads?
Sword Pay shows ads; Cilicia does not.
Which is updated more often, Sword Pay or Cilicia?
Sword Pay ships an update every 5 weeks, and Cilicia every 2 months. Most recently, Sword Pay was updated on June 1, 2026 and Cilicia on September 18, 2026.

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