Sword Pay vs Spomate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sword Pay
This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.
- International money transfers
- Crypto buying, selling, and trading
- Encrypted chat and file sharing
- Split payments among contacts
- Two-factor authentication
- No monthly banking fees
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SWORD Protected International Payments International Payment Solution KEY WORDS Wallet, Pay, P2P, Send money HOW IT WORKS Download the SWORD App and sign up in 2 simple steps. Follow our Two Factor Authentication process and start using your SWORD right away. ABOUT THIS APP An encrypted global payment solution connecting you to the world. To Protect. To Provide. To Conquer. SWORD protects and provides both your payment and communication needs (Telegram Encryption). Creating a platform for you to connect to billions of people. Chat, Make Payments, Receive Funds, Trade Crypto and Share encrypted media with No monthly banking Fees. Expand your world through SWORD and take ownership of what’s yours. SEND AND REQUEST MONEY INTERNATIONALLY Send and Request funds while directly communicating with your contacts or customers, securely and instantly. Enjoy the security of industry leading payment features to send or receive money in cash or crypto directly. Send or Request funds to Anyone, Anywhere, Anytime and keep in direct communication with In-App Encrypted Chat. BUY, SELL, SEND, AND RECEIVE CRYPTO Swift, Simplified and Social way to trade over 350 Crypto assets. Easily start or maintain your crypto wallet through SWORD. Send, Request, Buy, Hold, Sell, Exchange and FileShare with crypto. Please be aware that Crypto is volatile , Purchasing crypto involves risk as the value may rise and fall quickly. Consider seeking advice from your financial adviser. SPLIT A PAYMENT OR A REQUEST BETWEEN MULTIPLE CONTACTS Easily Pay or Send (a) Payment Request to multiple people at once. Select the contact or group and customise the payment. Or have Sword split the amounts equally for you. SHARE ENCRYPTED FILES FileShare - Empowering users to protect their work. Send it regularly in chat for free or include FileShare with a payment request. **SWORD is a financial technology platform, not a bank. Banking services are provided and issued by SWORD banking partners, not Excalibur Ascension LLC.
Spomate
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Spomate: Your Ultimate Networking Companion Introducing Spomate, the iOS app designed to revolutionize how you manage and interact with your contacts. Whether you’re networking at an event or meeting someone new, Spomate ensures you never lose track of important connections. Key Features: • Create your own Digital Business card • Add Any Contact: Seamlessly add contacts in any format, including Instagram, Telegram links, and more • Interactive Map View: Easily view your saved contacts on a map, complete with filters to sort by the date they were added • Efficient Search: Quickly find contacts using descriptions and names, so you’re never left searching • Defining Welcome message for new contacts Solve Your Networking Dilemma Have you ever met someone interesting, exchanged contact information, and then struggled to remember their name later? With Spomate, you can recall the exact time and place you met, making it effortless to reconnect. Perfect for Networkers Spomate is tailor-made for individuals who frequently meet new people and attend networking events. Keep your connections organized and accessible, ensuring you maximize every networking opportunity. Download Spomate today and take control of your networking experience! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Sword Pay at none against Spomate's 1. Spomate's advantage is ads (none vs shown) and update cadence (every 5 days vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spomate sells 1 in-app purchase, starting at $1.99 per month. Sword Pay asks for nothing beyond the download.
Sword Pay ships an update every 5 weeks, Spomate every 5 days. The most recent releases landed on June 1, 2026 and July 31, 2026 respectively.
| Parameter | Sword Pay | Spomate |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 171 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Excalibur Ascension ltd | Ivan Liangasov pr Liangas |
In-app purchases
Sword Pay
No in-app purchases
Spomate
- Unlimited contacts$1.991 Month









