Comparison

Sword Pay vs Fork me

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sword Pay

This app offers secure international payments and encrypted communication. Send and receive money or crypto, chat with contacts, and share encrypted files globally without monthly banking fees.

Highlights
  • International money transfers
  • Crypto buying, selling, and trading
  • Encrypted chat and file sharing
  • Split payments among contacts
  • Two-factor authentication
  • No monthly banking fees
Features
Read full description

SWORD Protected International Payments International Payment Solution KEY WORDS Wallet, Pay, P2P, Send money HOW IT WORKS Download the SWORD App and sign up in 2 simple steps. Follow our Two Factor Authentication process and start using your SWORD right away. ABOUT THIS APP An encrypted global payment solution connecting you to the world. To Protect. To Provide. To Conquer. SWORD protects and provides both your payment and communication needs (Telegram Encryption). Creating a platform for you to connect to billions of people. Chat, Make Payments, Receive Funds, Trade Crypto and Share encrypted media with No monthly banking Fees. Expand your world through SWORD and take ownership of what’s yours. SEND AND REQUEST MONEY INTERNATIONALLY Send and Request funds while directly communicating with your contacts or customers, securely and instantly. Enjoy the security of industry leading payment features to send or receive money in cash or crypto directly. Send or Request funds to Anyone, Anywhere, Anytime and keep in direct communication with In-App Encrypted Chat. BUY, SELL, SEND, AND RECEIVE CRYPTO Swift, Simplified and Social way to trade over 350 Crypto assets. Easily start or maintain your crypto wallet through SWORD. Send, Request, Buy, Hold, Sell, Exchange and FileShare with crypto. Please be aware that Crypto is volatile , Purchasing crypto involves risk as the value may rise and fall quickly. Consider seeking advice from your financial adviser. SPLIT A PAYMENT OR A REQUEST BETWEEN MULTIPLE CONTACTS Easily Pay or Send (a) Payment Request to multiple people at once. Select the contact or group and customise the payment. Or have Sword split the amounts equally for you. SHARE ENCRYPTED FILES FileShare - Empowering users to protect their work. Send it regularly in chat for free or include FileShare with a payment request. **SWORD is a financial technology platform, not a bank. Banking services are provided and issued by SWORD banking partners, not Excalibur Ascension LLC.

About

Fork me

Features
Read full description

Fork is an AI assistant for everything you want to explore and make. Start a conversation to ask questions, develop ideas, write, research, and create photos or videos. Your chats stay together on the main screen, so you can pick up where you left off. You can also use mini apps with your assistant, discover public mini apps, and save your favorites in the Dashboard. Share what you make with friends or open a mini app in your browser. Ask, create, and explore in one place. Terms of Use (EULA): https://fork.me/eula Terms of Service: https://fork.me/terms Privacy Policy: https://fork.me/privacy

Screenshots

Sword Pay4 screens
Fork me4 screens

Verdict

The call

The clearest difference is in-app purchases: Sword Pay at none against Fork me's 3. Sword Pay also leads on iOS requirement (14.0 vs 17.0). Fork me's advantage is ads (none vs shown) and update cadence (weekly vs every 5 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fork me sells 3 in-app purchases, starting at $9.99 per month. Sword Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Sword Pay ships an update every 5 weeks, Fork me weekly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Sword Pay versus Fork me: the parameters behind the verdict, then further details
ParameterSword PayFork me
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeksWeekly — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS14.0 — better17.0
Further details — not scored
Size171 MB35 MB
Age rating4+17+
DeveloperExcalibur Ascension ltdFORK Apps, Inc.

In-app purchases

None

Sword Pay

No in-app purchases

3 purchases

Fork me

Subscriptions3
  • Prompter$9.991 Month
  • Developer$19.991 Month
  • Pro$49.991 Month

Questions

Is Sword Pay free?
Sword Pay is free to download, with no in-app purchases.
Is Fork me free?
Fork me is free to download, with in-app purchases available.
Do Sword Pay or Fork me have ads?
Sword Pay shows ads; Fork me does not.
Which is updated more often, Sword Pay or Fork me?
Sword Pay ships an update every 5 weeks, and Fork me weekly. Most recently, Sword Pay was updated on November 7, 2026 and Fork me on November 5, 2026.

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