Comparison

利率通 vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

利率通

Calculate the true interest rates for various loan types, including mortgages, car loans, credit card installments, and personal loans. It also helps calculate deposit interest rates, providing detailed repayment plans and historical data for each loan.

Highlights
  • Mortgage interest rate calculation
  • Credit card installment rate calculation
  • Car loan installment rate calculation
  • Personal and consumer loan rate calculation
  • Deposit interest rate calculation
  • Detailed repayment history and plans
Features
Read full description

贷款利率计算器,还原贷款产品真实利率。 【功能特色】 1、房贷利率计算:可以计算出房贷的真实利率、还款汇总,每期的历史明细、当月详情、未来计划。 2、信用卡分期利率计算:可以计算出信用卡分期的真实利率,提前还款的真实利率,每期的历史明细、当月详情、未来计划。 3、车贷分期利率计算 4、消费贷、信用贷利率计算 5、税费贷利率计算 6、存款真实利率计算

About

房贷计算器

This professional and efficient tool helps with home loan calculations, supporting various loan types and repayment methods. It provides clear monthly repayment figures and includes calculators for housing prices, interest rates, and compound interest.

Highlights
  • Commercial, provident fund, and combined loan calculations
  • Equal principal and interest repayment
  • Equal principal repayment
  • Loan information generation
  • Monthly repayment amount display
  • Housing price, interest rate, and compound interest calculators
Features
Read full description

买房好帮手 一个专业高效精准的房贷计算器 商贷,公积金贷,组合贷 等额本息,等额本金 贷款信息一键生成 每月还款数额一目了然 房价,利率,复利,利息等计算器一应具全 1、付款:用户确认购买并付款后计入iTunes账户; 2、取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续费功能,取消后不再扣费; 3、续费:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 隐私政策:https://docs.qq.com/doc/p/e419b91e0b177bcfdabdfedb4323745763cb85e9 使用条款:https://docs.qq.com/doc/p/4be80eb9fcbf93f7fe242d6dcb4238400a3340c9

Screenshots

利率通4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is in-app purchases: 利率通 at none against 房贷计算器's 3. 利率通 also leads on ads (none vs shown) and update cadence (fortnightly vs every 20 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 房贷计算器 sells 3 in-app purchases, starting at $3.99 per 7 days. 利率通 asks for nothing beyond the download.

UpkeepUpdate frequency

利率通 ships an update fortnightly, 房贷计算器 every 20 months. The most recent releases landed on October 7, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
利率通 versus 房贷计算器: the parameters behind the verdict, then further details
Parameter利率通房贷计算器
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews—10.0% of reviews
Number of ratings1 — better—
Update frequencyFortnightly — betterEvery 20 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size33 MB29 MB
Age rating4+9+
DeveloperShanghai Baier Information Technology Co., LtdStare

Customer experience

利率通

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

房贷计算器

Written reviews20 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

In-app purchases

None

利率通

No in-app purchases

3 purchases

房贷计算器

Subscriptions3
  • 周会员3 Days trial$3.997 Days
  • 月会员3 Days trial$4.991 Month
  • 年会员3 Days trial$14.991 Year

Questions

Is 利率通 free?
利率通 is free to download, with no in-app purchases.
Is 房贷计算器 free?
房贷计算器 is free to download, with in-app purchases available.
Do 利率通 or 房贷计算器 have ads?
房贷计算器 shows ads; 利率通 does not.
Which is updated more often, 利率通 or 房贷计算器?
利率通 ships an update fortnightly, and 房贷计算器 every 20 months. Most recently, 利率通 was updated on October 7, 2026 and 房贷计算器 on October 27, 2026.

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