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  4. vs 贷款计算器
Comparison

利率通 vs 贷款计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
利率通:车贷分期-信用卡-消费贷-信用贷
利率通
Free
🔧 Utilities
★ 5.01 ratingsView app →
贷款计算器 - 智能版
贷款计算器
$0.99
🔧 Utilities
No ratingsView app →
About

利率通

Calculate the true interest rates for various loan types, including mortgages, car loans, credit card installments, and personal loans. It also helps calculate deposit interest rates, providing detailed repayment plans and historical data for each loan.

Highlights
  • Mortgage interest rate calculation
  • Credit card installment rate calculation
  • Car loan installment rate calculation
  • Personal and consumer loan rate calculation
  • Deposit interest rate calculation
  • Detailed repayment history and plans
Features
Read full description

贷款利率计算器，还原贷款产品真实利率。 【功能特色】 1、房贷利率计算：可以计算出房贷的真实利率、还款汇总，每期的历史明细、当月详情、未来计划。 2、信用卡分期利率计算：可以计算出信用卡分期的真实利率，提前还款的真实利率，每期的历史明细、当月详情、未来计划。 3、车贷分期利率计算 4、消费贷、信用贷利率计算 5、税费贷利率计算 6、存款真实利率计算

About

贷款计算器

Features
Read full description

智能贷款计算器，基于首付计算房价差额，调节贷款配比更智能。

Screenshots

利率通4 screens
贷款计算器4 screens

Verdict

The call

The clearest difference is price: 利率通 at Free against 贷款计算器's $0.99. 利率通 also leads on iOS requirement (12.0 vs 17.0). 贷款计算器's advantage is update cadence (daily vs fortnightly). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

利率通 is free to download; 贷款计算器 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

利率通 ships an update fortnightly, 贷款计算器 daily. The most recent releases landed on June 4, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 6 level
利率通 versus 贷款计算器: the parameters behind the verdict, then further details
Parameter利率通贷款计算器
PriceFree — better$0.99
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17.0
Further details — not scored
Size33 MB4 MB
Age rating4+4+
DeveloperShanghai Baier Information Technology Co., Ltdmin yao

In-app purchases

None

利率通

No in-app purchases

None

贷款计算器

No in-app purchases

Questions

Is 利率通 free?
利率通 is free to download, with no in-app purchases.
Is 贷款计算器 free?
贷款计算器 costs $0.99, with no in-app purchases.
Do 利率通 or 贷款计算器 have ads?
Neither 利率通 nor 贷款计算器 shows ads.
Which is updated more often, 利率通 or 贷款计算器?
利率通 ships an update fortnightly, and 贷款计算器 daily. Most recently, 利率通 was updated on June 4, 2026 and 贷款计算器 on September 8, 2026.

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