Nayifat App vs Hesba
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nayifat App
Access financial services and apply for credit cards directly through this app. Manage your card features and settings with ease and flexibility. Get approved and issued a card within minutes.
- Access financial services
- Apply for credit cards
- Manage card features
- Flexible settings management
- Fast credit card issuance
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You can access Nayifat Finance's financial services through the Nayifat app. If you need a credit card, you can apply directly through the app and have it issued within minutes, while easily and flexibly managing its features and settings.
Hesba
This finance calculator helps users quickly estimate personal finance and mortgage options. It provides instant results for loan amounts, monthly payments, and fees, with options to adjust DBR and convert interest rates.
- Personal finance calculator
- Mortgage calculator
- Monthly installment calculation
- DBR calculation
- Interest rate conversion
- Simple Arabic interface
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Hesba is a smart and simple finance calculator designed to help users estimate personal finance and mortgage options quickly and clearly. The app provides instant results for finance amount, monthly installment, DBR, down payment, and administrative fees based on the values entered by the user. The app allows users to choose employment status such as employed or retired, adjust DBR within allowed limits, and review structured finance results in a clear and easy-to-use interface. Hesba also includes a rate conversion tool to convert between APR and flat rate, along with a contact form for inquiries and support. Features: Personal finance calculator Mortgage calculator Monthly installment and fees calculation DBR calculation based on user status APR and flat rate conversion Simple Arabic-first interface
Screenshots
Verdict
The clearest difference is rating: Hesba at 5.0 against Nayifat App's 4.0. Nayifat App's advantage is update cadence (every 4 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hesba holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.
Nayifat App ships an update every 4 days, Hesba every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Nayifat App | Hesba |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 10.0% of reviews | — |
| Number of ratings | 5 — better | 2 |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 58 MB | 28 MB |
| Age rating | 17+ | 4+ |
| Developer | Nayifat Finance Company | Khalid alsobiyl |
Customer experience
Nayifat App
Hesba
In-app purchases
Nayifat App
No in-app purchases
Hesba
No in-app purchases
Questions
Is Nayifat App free?
Is Hesba free?
Which has better reviews, Nayifat App or Hesba?
Do Nayifat App or Hesba have ads?
Which is updated more often, Nayifat App or Hesba?
Other comparisons
