HSBC WorldTrader vs Vault

Enjoy all these great benefits • Trade worldwide across multiple markets and exchanges • Invest in Equities, ETFs Bonds and more • Access daily market data, news and insights Download the HSBC WorldTrader app today to enjoy investing on the go Already have an HSBC investment account? Simply download the HSBC WorldTrader app and log on with your existing banking details Not an HSBC customer? 1. Open a bank account using the HSBC app 2. Once your bank account is opened, apply for an investment account on HSBC platforms or contact HSBC service support 3. Download the HSBC WorldTrader app to complete opening your investment account Privacy policy https://internationalservices.hsbc.com/misc/worldtrader-privacy/ Important note:1 HSBC WorldTrader App is only intended for use by existing HSBC customers of certain HSBC Group members. HSBC may not be authorised to offer or provide you with the products and services available through this app depending on the country or region you are located or resident in. This App is not intended for distribution, download or use in any jurisdiction, country or region where the distribution download or use of this app is restricted and/or would not be permitted by law or regulations. Additional support is available for people with different needs through our branches and call center. Our mobile app is also compatible with a number of accessible technologies to help customers access our services.

Vault is UAE's first digitally-enabled private wealth management app for high-net-worth individuals. With Vault, you get access to personalized guidance from a dedicated financial advisor who's incentivized to put your best interests first, along with a suite of investment opportunities ranging from customizable diversified portfolios of equities and bonds, to private market opportunities* such as private equity and venture capital. Why Vault? Advice from experienced professionals: Our advisors combine the best of financial planning, asset allocation, tax advice, and investment banking. Each of our advisors are a true fiduciary - we not only prioritize your best interests but we're also bound by regulatory obligations and incentivized by them. Our advisors take the time to understand your current circumstances, identify and align on what your financial goals are (whether it's wealth preservation, education, retirement, or estate planning), create a plan to help you achieve your financial goals, and regularly monitor progress, adapt, and offer ongoing support. A custodian you can trust: When placing your money with a custodian, you need to make sure your custodian is secure and can endure through good and bad times. That’s why we chose Interactive Brokers. Your offshore account is opened directly in your name with the Custody Bank & Broker, Interactive Brokers. Your assets are protected by both the SIPC and the US FDIC. Invest with diversification at the core: At Vault, our investment methodology blends diversified portfolios of global equities and bonds, thematic investing (such as AI and sustainable energy), and private market strategies (such as private equity and venture capital) to safeguard and grow your wealth. For investors that would like to invest within the Islamic principles, we have created diversified portfolios with different allocations that are Shariah compliant. Earn 3.72%* on your idle cash with SmartCash: You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market. Rates are set by the US federal reserve. *SmartCash is available for USD, EUR, and GBP currencies and the rate varies depending on the currency. Exclusive access* to private market opportunities: Private market investments can enhance a portfolio's performance and the added diversification can help to reduce overall portfolio risk and improve long-term performance. The minimum investment to enter these opportunities is on average $3M-5M. *Vault offers private market opportunities at exclusive minimum investments as low as $100K for it's professional clients. Cutting-edge technology: Our integration with Onfido and Lean Technologies allows you to complete verification and make deposits seamlessly. Choose from a variety of exclusive investment offerings within minutes of signing up and having your account opened. View and manage your portfolio, whilst getting personalized guidance from our fiduciary advisors, all within the app. Get started with a complimentary financial planning session with a Vault advisor. No commitments or obligations. Or sign up for an account today. Vault Wealth Limited is a company incorporated in the Abu Dhabi Global Market ("ADGM") and is regulated by the Financial Services Regulatory Authority (FSRA) with a category 4 license for advising on investments and credit, and arranging deals with retail endorsement. Our registered office is at Office 108, 14th floor, Al-Khatem Tower, ADGM, Abu Dhabi, United Arab Emirates.