Comparison

InstaWally vs Holding Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InstaWally

Features
Read full description

InstaWally for Fintechs and Businesses - A proprietary white-label wallet app designed to streamline payments for businesses and their customers on a single platform. - Easily set up your own wallet program with integrated payment features, including credit card issuing, top-ups via bank transfers, and digital assets. Launch your customer loyalty program hassle-free. - Tailor the wallet experience with your brand colors and design to ensure a consistent brand identity. - Save on resources by leveraging our platform, eliminating the need for your own infrastructure to manage the wallet app. About Us DCS Innov emerged from the vision of DCS Card Centre to spearhead payment innovation within Singapore and the region. We benefit from several operational strengths of DCS Card Centre as an established financial institution that is regulated under the Banking Act. These include its regulatory licenses, cards and payments infrastructure, as well as risk and compliance processes. All of which can now be harnessed within a single stop shop at Innov. For fintechs/businesses who would like to request for a demo, please visit www.dcsinnov.com.

About

Holding Tracker

Features
Read full description

Holding Tracker makes it easy to organize and understand your investment portfolio. Track holdings across multiple portfolios and global exchanges. Record transactions, dividends, and stock splits, then review your investment history and portfolio performance in one place. Features include: • Record buy and sell transactions • Monitor dividends and distributions (Automatically!) • Record stock splits (Automatically) • Support multiple currencies and global exchanges • Manage multiple portfolios • Review holdings and portfolio performance • Export your investment records Holding Tracker is a record-keeping tool for personal portfolio organization. It does not execute trades or provide financial, investment, or tax advice.

Screenshots

InstaWally4 screens
Holding Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Holding Tracker at monthly against InstaWally's every 3 months. InstaWally's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

InstaWally ships an update every 3 months, Holding Tracker monthly. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Ā· 4 level
InstaWally versus Holding Tracker: the parameters behind the verdict, then further details
ParameterInstaWallyHolding Tracker
PriceFreeFree
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.0
Further details — not scored
Size203 MB20 MB
Age rating4+4+
DeveloperDCS Card Centre Pte LtdXIAOCHUN GAO

In-app purchases

None

InstaWally

No in-app purchases

None

Holding Tracker

No in-app purchases

Questions

Is InstaWally free?
InstaWally is free to download, with no in-app purchases.
Is Holding Tracker free?
Holding Tracker is free to download, with no in-app purchases.
Do InstaWally or Holding Tracker have ads?
Neither InstaWally nor Holding Tracker shows ads.
Which is updated more often, InstaWally or Holding Tracker?
InstaWally ships an update every 3 months, and Holding Tracker monthly. Most recently, InstaWally was updated on October 10, 2026 and Holding Tracker on October 14, 2026.

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