InstaWally vs Holding Tracker
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
InstaWally
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InstaWally for Fintechs and Businesses - A proprietary white-label wallet app designed to streamline payments for businesses and their customers on a single platform. - Easily set up your own wallet program with integrated payment features, including credit card issuing, top-ups via bank transfers, and digital assets. Launch your customer loyalty program hassle-free. - Tailor the wallet experience with your brand colors and design to ensure a consistent brand identity. - Save on resources by leveraging our platform, eliminating the need for your own infrastructure to manage the wallet app. About Us DCS Innov emerged from the vision of DCS Card Centre to spearhead payment innovation within Singapore and the region. We benefit from several operational strengths of DCS Card Centre as an established financial institution that is regulated under the Banking Act. These include its regulatory licenses, cards and payments infrastructure, as well as risk and compliance processes. All of which can now be harnessed within a single stop shop at Innov. For fintechs/businesses who would like to request for a demo, please visit www.dcsinnov.com.
Holding Tracker
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Holding Tracker makes it easy to organize and understand your investment portfolio. Track holdings across multiple portfolios and global exchanges. Record transactions, dividends, and stock splits, then review your investment history and portfolio performance in one place. Features include: ⢠Record buy and sell transactions ⢠Monitor dividends and distributions (Automatically!) ⢠Record stock splits (Automatically) ⢠Support multiple currencies and global exchanges ⢠Manage multiple portfolios ⢠Review holdings and portfolio performance ⢠Export your investment records Holding Tracker is a record-keeping tool for personal portfolio organization. It does not execute trades or provide financial, investment, or tax advice.
Screenshots
Verdict
The clearest difference is update cadence: Holding Tracker at monthly against InstaWally's every 3 months. InstaWally's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InstaWally ships an update every 3 months, Holding Tracker monthly. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.
| Parameter | InstaWally | Holding Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Monthly ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 13.4 ā better | 15.0 |
| Further details ā not scored | ||
| Size | 203 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | DCS Card Centre Pte Ltd | XIAOCHUN GAO |
In-app purchases
InstaWally
No in-app purchases
Holding Tracker
No in-app purchases









