PayGuy vs Ascom Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayGuy
Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.
- Bill payments
- Financial transactions
- Payment management
- Fintech solutions
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A fintech app for all your bill payments
Ascom Pay
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Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: • Complete transactions without an internet connection. • Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: • Make fast, contactless payments with a simple tap. • Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: • Send money securely and with ease. • Experience fast, secure, and low-cost transfers. 4. Wallets: • Organize your finances effortlessly. • Track your spending and manage your funds with ease. 5. Virtual Cards: • Create virtual cards for online shopping. • Enhance your security and control over your payments. Why Choose Ascompay? • Innovative Technology: Leverage the latest in fintech for a superior payment experience. • Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. • Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.
Screenshots
Verdict
PayGuy and Ascom Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayGuy ships an update fortnightly, Ascom Pay every 10 days. The most recent releases landed on June 1, 2026 and September 9, 2026 respectively.
| Parameter | PayGuy | Ascom Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 34 MB | 31 MB |
| Age rating | 17+ | 17+ |
| Developer | Upperlink Digital | Ascom Global ICT Services LTD |
In-app purchases
PayGuy
No in-app purchases
Ascom Pay
No in-app purchases





