PayGuy vs Swyftsend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayGuy
Manage all your bills and financial transactions in one place. This fintech application simplifies payment processes for users, offering a convenient way to handle financial obligations.
- Bill payments
- Financial transactions
- Payment management
- Fintech solutions
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A fintech app for all your bill payments
Swyftsend
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SwyftSend is the smarter way to send money across borders. Built for speed, security, and simplicity, SwyftSend enables users in the UK to transfer money to Nigeria with zero fees, real-time exchange rates, and full transparency. No hidden charges. No delays. Just fast, reliable transfers that deliver exactly what you send. Key Features Zero Transfer Fees: Send money without extra charges. Live Exchange Rates: Know exactly how much your recipient will receive. Instant GBP Wallet: Automatically created when you sign up. Quick KYC & Secure Login: Get verified and protected with ease. Beneficiary Management: Save, edit, and reuse recipient details. Detailed Transaction History: Search, view, and track your transfers. Real-Time Notifications: Stay updated every step of the way. In-App Support: Chat with our team or raise tickets directly in the app. SwyftSend is the Cross-border Payment platform for Olwen Trading Limited and is registered with the Financial Conduct Authority as a Small Payment Institution (Firm Reference 10765602) address 64 Baron Fold Cre, Little Hulton, Manchester, M38 9RD For instant support with your transactions, please contact our customer support team through the app or email support@swyftsend.com
Screenshots
Verdict
The clearest difference is update cadence: Swyftsend at weekly against PayGuy's fortnightly. PayGuy's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayGuy ships an update fortnightly, Swyftsend weekly. The most recent releases landed on September 18, 2026 and October 1, 2026 respectively.
| Parameter | PayGuy | Swyftsend |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 34 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | Upperlink Digital | OLWEN TRADING COMPANY LIMITED |
In-app purchases
PayGuy
No in-app purchases
Swyftsend
No in-app purchases
