Comparison

Remis vs Expensa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Remis

Read full description

Remis es una billetera digital que te permite recibir y administrar tus remesas, utilizar tu tarjeta Mastercard y manejar tu dinero desde una sola aplicación. Con Remis puedes consultar tu saldo y movimientos, enviar dinero a otros usuarios, pagar servicios y administrar tu tarjeta de forma sencilla. Todo desde una experiencia diseñada para que tengas acceso y control de tu dinero cuando lo necesites. Con Remis puedes: • Recibir y usar tus remesas. • Administrar tu tarjeta Remis Mastercard. • Enviar dinero a otros usuarios Remis. • Pagar servicios desde la aplicación. • Consultar tu saldo y movimientos en todo momento. Tus remesas, tu tarjeta y tu dinero, en un solo lugar.

About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Screenshots

Remis4 screens
Expensa4 screens

Verdict

The call

The clearest difference is in-app purchases: Remis at none against Expensa's 6. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 6 in-app purchases, starting at $4.99 per month. Remis asks for nothing beyond the download.

UpkeepUpdate frequency

Remis ships an update every 2 weeks, Expensa every 11 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Remis versus Expensa: the parameters behind the verdict, then further details
ParameterRemisExpensa
PriceFreeFree
Rating—3.9 (10 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings—10 — better
Update frequencyEvery 2 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size66 MB91 MB
Age rating17+4+
DeveloperEnvios 22-24Andrii Sereda

In-app purchases

None

Remis

No in-app purchases

6 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time4
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 1 more
  • 10 Espressos$9.99

Questions

Is Remis free?
Remis is free to download, with no in-app purchases.
Is Expensa free?
Expensa is free to download, with in-app purchases available.
Do Remis or Expensa have ads?
Neither Remis nor Expensa shows ads.
Which is updated more often, Remis or Expensa?
Remis ships an update every 2 weeks, and Expensa every 11 days. Most recently, Remis was updated on October 24, 2026 and Expensa on October 25, 2026.

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