Expensa vs Goose

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Money doesn’t vanish. It slips away, one small expense at a time. Goose is a manual expense tracker: you type each expense yourself, in a few seconds. That tiny act is the whole point - what you write down, you remember. What you remember, you control. TAKE CONTROL OF YOUR SPENDING No bank logins. No feed of transactions you scroll past and forget. You add the coffee, the taxi, the groceries - and your month stops being a mystery. KNOW WHAT’S LEFT THIS MONTH Goose takes your average daily spending and projects it across the rest of the month, so you can see where you’re likely to end up. Not a verdict at the end of the month - a number that updates every day, while you can still do something about it. APPLE PAY, WITHOUT THE TYPING Set it up once, and after every Apple Pay purchase, Goose opens with the amount and merchant already filled in. One tap to save. Manual tracking, minus the typing that makes people quit. ADD EXPENSES IN SECONDS Amount, category, done. Add income and expenses in just a few taps. Add a note if you want one, or skip it if you don’t. TRACK MULTIPLE ACCOUNTS Cash, card, savings - each account in its own currency, with every balance in one place. TRANSFERS WITH AUTOMATIC CURRENCY CONVERSION Move money between your accounts, even in different currencies. Goose automatically applies the exchange rate, so both sides stay accurate. GET WARNED BEFORE OVERSPENDING Set a budget for an account or a single category. Goose warns you as you’re adding the expense - not the morning after. SEE WHERE YOUR MONEY GOES Weekly and monthly charts show your spending by category, monthly net, daily average, and biggest categories. Filter your history by type, category, or date to find any transaction fast. WHAT’S INSIDE - Manual expense and income tracking - Multiple accounts with separate currencies - Transfers with automatic exchange rates - Monthly spending forecasts based on your daily average - Budgets for accounts and categories, with overspending warnings - Custom categories and subcategories with icons - Weekly, monthly, and category charts - Full transaction history with filters - Apple Pay Shortcut for one-tap logging - Light and dark themes - English and Russian FREE AND PRO The free version includes one account, unlimited history, one account budget, and monthly reports for the last three months. Pro unlocks unlimited accounts, monthly reports for every month you've tracked, budgets for every category, and subcategories. Pro is $2.99 per month or $19.99 per year. A FEW HONEST NOTES Goose uses Sign in with Apple, so your data follows you to any device where you sign in with the same Apple Account. An internet connection is required to save new entries. There are no ads, and Goose never asks for your bank credentials. Geese are famously good at noticing things and loudly telling you about them. This one only does it about your budget. Add your first expense. By the end of the week, you’ll already see the shape of your month. Privacy Policy: https://kolkovsky.app/goose/privacy Terms of Use: https://kolkovsky.app/goose/terms