Comparison

SF Next vs DhaalPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SF Next

Features
Read full description

SF Next, our enhanced customer app, redefines your convenience. Easily manage your vehicle loans, insurance policies, investments, and moreβ€”all from a single, user-friendly platform! The app offers a hassle-free login experience using just your mobile number, ensuring secure and efficient control over your financial journey. About Sundaram Finance Established in 1954, Sundaram Finance has become a trusted name in finance, offering a suite of financial services like vehicle finance, working capital finance, and others. Our deposits are rated AAA by credit rating agencies ICRA and CRISIL. With around 700 branches nationwide, we prioritise customer satisfaction by embracing technology thereby delivering the unparalleled Sundaram Experience. The Sundaram Finance group has diversified presence in Mutual Funds, Housing Finance, General Insurance, Business Process Outsourcing, and Retail Distribution of a wide array of products and services. Our latest app, SF Next, assures you a secure and simplified financial journey.

About

DhaalPay

Features
Read full description

Dhaal Pay: Secure Financial Management with Fraud Protection Dhaal Pay is a financial app designed to safeguard your money and enhance your financial management experience. Using advanced machine learning and AI, it analyzes transactions and VPA IDs (e.g., UPI handles) to detect fraudulent activity and flag unusual or suspicious behavior, ensuring your funds stay secure. Key Features: - Fraud Detection: Monitors transactions and VPA IDs in real-time to identify and prevent unauthorized or suspicious activities, protecting you from financial fraud. - URL Safety Checks: With Accessibility Service, Dhaal Pay automatically scans URLs you clickβ€”inside or outside the appβ€”to verify their safety, shielding you from phishing and malicious links while managing your finances. - Transaction Tracking: Reads financial SMS (e.g., bank alerts) to create downloadable credit and debit charts, helping you track spending securely. - Accessibility Service: Employed to analyze clicked URLs for safety and monitor transaction interfaces, ensuring a secure and seamless experience. Dhaal Pay prioritizes your safety and privacy. All data is processed locally, never shared, and designed to give you peace of mind while managing your finances confidently.

Screenshots

SF Next3 screens
DhaalPay4 screens

Verdict

The call

The clearest difference is update cadence: DhaalPay at every 4 days against SF Next's every 4 weeks. DhaalPay also leads on iOS requirement (13.0 vs 15). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SF Next ships an update every 4 weeks, DhaalPay every 4 days. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Β· 4 level
SF Next versus DhaalPay: the parameters behind the verdict, then further details
ParameterSF NextDhaalPay
PriceFreeFree
Update frequencyEvery 4 weeksEvery 4 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS1513.0 β€” better
Further details β€” not scored
Size48 MB34 MB
Age rating4+17+
DeveloperSundaram Finance LimitedDhaalPay

In-app purchases

None

SF Next

No in-app purchases

None

DhaalPay

No in-app purchases

Questions

Is SF Next free?
SF Next is free to download, with no in-app purchases.
Is DhaalPay free?
DhaalPay is free to download, with no in-app purchases.
Do SF Next or DhaalPay have ads?
Neither SF Next nor DhaalPay shows ads.
Which is updated more often, SF Next or DhaalPay?
SF Next ships an update every 4 weeks, and DhaalPay every 4 days. Most recently, SF Next was updated on October 18, 2026 and DhaalPay on October 14, 2026.

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