SF Next vs DhaalPay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SF Next
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SF Next, our enhanced customer app, redefines your convenience. Easily manage your vehicle loans, insurance policies, investments, and moreβall from a single, user-friendly platform! The app offers a hassle-free login experience using just your mobile number, ensuring secure and efficient control over your financial journey. About Sundaram Finance Established in 1954, Sundaram Finance has become a trusted name in finance, offering a suite of financial services like vehicle finance, working capital finance, and others. Our deposits are rated AAA by credit rating agencies ICRA and CRISIL. With around 700 branches nationwide, we prioritise customer satisfaction by embracing technology thereby delivering the unparalleled Sundaram Experience. The Sundaram Finance group has diversified presence in Mutual Funds, Housing Finance, General Insurance, Business Process Outsourcing, and Retail Distribution of a wide array of products and services. Our latest app, SF Next, assures you a secure and simplified financial journey.
DhaalPay
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Dhaal Pay: Secure Financial Management with Fraud Protection Dhaal Pay is a financial app designed to safeguard your money and enhance your financial management experience. Using advanced machine learning and AI, it analyzes transactions and VPA IDs (e.g., UPI handles) to detect fraudulent activity and flag unusual or suspicious behavior, ensuring your funds stay secure. Key Features: - Fraud Detection: Monitors transactions and VPA IDs in real-time to identify and prevent unauthorized or suspicious activities, protecting you from financial fraud. - URL Safety Checks: With Accessibility Service, Dhaal Pay automatically scans URLs you clickβinside or outside the appβto verify their safety, shielding you from phishing and malicious links while managing your finances. - Transaction Tracking: Reads financial SMS (e.g., bank alerts) to create downloadable credit and debit charts, helping you track spending securely. - Accessibility Service: Employed to analyze clicked URLs for safety and monitor transaction interfaces, ensuring a secure and seamless experience. Dhaal Pay prioritizes your safety and privacy. All data is processed locally, never shared, and designed to give you peace of mind while managing your finances confidently.
Screenshots
Verdict
The clearest difference is update cadence: DhaalPay at every 4 days against SF Next's every 4 weeks. DhaalPay also leads on iOS requirement (13.0 vs 15). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SF Next ships an update every 4 weeks, DhaalPay every 4 days. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.
| Parameter | SF Next | DhaalPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks | Every 4 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15 | 13.0 β better |
| Further details β not scored | ||
| Size | 48 MB | 34 MB |
| Age rating | 4+ | 17+ |
| Developer | Sundaram Finance Limited | DhaalPay |
In-app purchases
SF Next
No in-app purchases
DhaalPay
No in-app purchases









