Comparison

微账单 vs Pico Saving

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

微账单

This app offers a streamlined approach to personal finance management. It allows for quick entry of income and expenses, detailed reporting, and comprehensive asset and debt tracking. Visualize your spending habits with various charts and manage multiple accounts with ease.

Highlights
  • Quick 3-second expense entry
  • Detailed financial reports and charts
  • Comprehensive asset and debt management
  • Multi-account support
  • Customizable categories and tags
  • Budget management
  • Password protection
Read full description

“微账单”是一款高效实用便捷的记账软件,无广告、无社区、无理财。 【产品功能】 - 你能够用最简单便捷的方式进行财务管理与记账 - 你能够用最短的时间了解近期的资产与收支情况 - 你能够用最快的方式获得最简单易懂的财务报表 - 快速记账:3秒快速记账,报表清晰易懂,收支尽在掌控 - 记账图片:记账同时可给每笔账单存图归档方便记账与查账 - 记账清单:多账本的记账清单模式,方便记账归类 - 记账明细:收支/还款/收款/借入/借出各种记账整洁归类 - 统计视图:多种统计报告统计图,折线图、饼状图、柱状图,让你快速了解资产使用情况。 - 综合报告:记录全方位的统计报告,报告总览包含12项统计报告,对比上月/周/年 的统计情况 - 对比统计:条状统计图的统计对比报告,对比本周/月/年与上周/月/年的消费情况 - 分类top:饼状统计图的分类统计报告,消费情况一目了然 - 足迹收支:定位城市/标记消费地点,全市消费一览无余 - 账户收支:支持 对 周/月/年 每个账户的收支情况进行统计 - 日历记账:按周/月/年快速获悉消费情况,快速预览所有收支情况 - 资产管理:自定义资产账户,理财账户,余额账户,信用账户,债务管理 - 资产转账:各种资产账户相互转账,清晰记录每一笔转账 - 资金账户:各种资金账户 微信/支付宝/数字人民币/银行卡轻松管理 - 信用账户:花呗,白条,信用卡,欠款/还款 及时知道 - 储值账户:会员卡/地铁卡/公交卡/食堂饭卡/校园卡/押金 管理 - 投资账户:股票/基金/数字货币 管理 - 隐藏账户:可根据账户情况隐藏账户,不计入统计 - 债务还款:债务管理/还款/借款/还款日 可方便获得最近的需要执行的债务情况 - 债务借出:支持 债务借出 / 收款 全方位了解外债情况 - 报销管理:记账的同时可以选择对账单进行报销 - 开始日期:支持 周/月的 开始时间 - 预算管理:支持 天/周/月/年 预算 - 记账备注:记账备注一目了然 - 记账足迹:按 省份城市区域 轻松记录消费足迹 - 地图标记:消费记录可在地图查看标记点,快速定位消费地点 - 分类管理:支持 自定义 场景分类,根据 自身场景轻松定制消费清单 - 记账标签:分类 二级,支持多分类标签进行统计与排行 - 定义标签:自定义各种消费标签,根据标签更加清晰的了解消费情况 - 密码保护:手势密码锁定,保护你的隐私数据 - 清单布局:根据个人喜欢,轻松定义清单布局 - 定时提醒:可定时提醒记账或计划 如何快速记账? - 记账主页,选择分类图标,即可快速输入记账 - 清单布局自定义,周/月/年/全部 方式展现 - 分类图标,拖动排序,记账更快捷 如果你喜欢微账单,欢迎留下你的评价,这对我们非常重要,我们将会持续接收大家的反馈,争取做到更好! 如果遇到问题,可以有以下方式向我们反馈: 1. 在微账单 “反馈建议” 页面,直接提交 2. 发送邮件到 app@jufenli.com

About

Pico Saving

Features
Read full description

Pico Saving makes daily saving satisfying and easy to stick to. Watch a glass piggy bank fill up as you log each saving — whether you skipped a coffee, packed lunch, or passed on an impulse buy. The visual feedback keeps you motivated to keep going. KEY FEATURES • Animated piggy bank — A beautiful glass piggy bank that fills as you hit your daily goal. Choose from multiple designs. • Daily goal tracking — Set a custom daily savings goal and watch your progress update in real time. • Full history — Every entry is saved with a timestamp and optional note. Edit or delete anytime. • Savings summary — See your total saved, daily average, monthly average, and your best day at a glance. • 7-day trend chart — Visualize your saving habit over the past week. • Compound interest projection — See how your savings could grow over 1, 5, 10, and 20 years. • Milestones — Unlock achievements as you build your saving habit, from your first saving to 365× your daily goal. • Currency support — Auto-detects your local currency, or choose from 30+ currencies manually. • Works offline — Everything is stored on your device. No account required. Start small. Stay consistent. Let the piggy bank do the rest.

Screenshots

微账单4 screens
Pico Saving4 screens

Verdict

The call

微账单 and Pico Saving are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 微账单 sells 3 one-off in-app purchases and Pico Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
微账单 versus Pico Saving: the parameters behind the verdict, then further details
Parameter微账单Pico Saving
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size74 MB33 MB
Age rating17+4+
DeveloperHunan Fenligou Technology Co., Ltd.Private Intelligence Inc.

In-app purchases

3 purchases

微账单

One-time3
  • 微账单-年会员,记账,记账本,记账软件,记账工具$4.99
  • 微账单-3年会员,记账,记账本,记账软件,记账工具$7.99
  • 微账单-终身会员,记账,记账本,记账软件,记账工具$9.99
1 purchases

Pico Saving

One-time1
  • Sakura Bank$0.99

Questions

Is 微账单 free?
微账单 is free to download, with in-app purchases available.
Is Pico Saving free?
Pico Saving is free to download, with in-app purchases available.
Do 微账单 or Pico Saving have ads?
Neither 微账单 nor Pico Saving shows ads.

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