401GO vs Viridian
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
401GO
Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.
- View account balance and gains/losses
- Review and adjust investment allocations
- Generate savings projections
- Change contribution deferral amounts
- Receive personalized investment recommendations
- Add/remove beneficiaries
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Our mobile app puts the GO in 401GO by placing simple, secure and convenient management of the full 401(k) retirement savings lifecycle in your pocket -- from set-up to withdrawal and everything in between, including: * View your retirement account balance and total gains or (hopefully not) losses. * Review and adjust investment allocations from a single, consolidated page. * Generate detailed savings projections based on such variables as your current age, expected retirement age, income, contribution amount and anticipated investment returns. * Change your per-paycheck deferral amount, informed by estimates showing the effect of potential changes and how adjustments will impact future balances. * Get personalized recommendations, powered by a registered investment advisor, based on your unique goals, stage of life and risk appetite. * Add or remove beneficiaries and adjust their benefit share. This is an effective way to show your children which is your favorite at any one moment. You're going to love the feeling that comes from being in control of this portion of your financial future. NOTE: This app is only usable by existing participants in a 401(k) plan by 401GO. If you want to improve your retirement savings experience, encourage your employer to learn more at 401go.com.
Viridian
Consolidate personal and business finances into organized views. Track balances, review transactions, understand cash flow, and generate reports without switching between multiple tools.
- Personal and business profiles
- Connected account syncing
- Cash-flow and net-position charts
- Spending by category
- Recurring bill tracking
- Budgeting and planning
- Profit-and-loss reports
- Custom categories
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Your business and personal money, never tangled again. Viridian is an expense tracker and budget app built for people who run a business—or several—alongside their personal finances. Give each business its own profile, connect your accounts, and see exactly what came in, what went out, and what you kept. ONE APP FOR EVERY BUSINESS Create a profile for each business, side hustle or LLC, plus one for your personal money. Tap a profile to focus on it, or choose All profiles to see everything together. No more mixing business and personal spending. KNOW WHERE YOUR MONEY GOES Track spending by category and merchant, compare this month with last month, and follow cash flow and net worth over time. Spot your biggest purchases and the days you spend the most. CATCH BILLS AND SUBSCRIPTIONS Viridian finds recurring charges automatically, shows what is due soon, and flags subscriptions you may have forgotten about. BUDGET AND BREAK EVEN Set monthly budgets by category, list your fixed costs, and see how much you need to earn each day to break even for the month. BOOKKEEPING WITHOUT THE BUSYWORK Profit-and-loss reports by month, custom categories, and rules that sort new transactions for you. Export transactions and reports to CSV for your accountant. FEATURES • Multiple business and personal profiles • Connected balances and automatic transaction syncing • Spending by category and merchant • Recurring bill and subscription tracking • Budgets, fixed costs and break-even planning • Cash-flow and net-worth tracking • Profit-and-loss reports and CSV export • Custom categories and automation rules • Sign in with Apple, two-factor authentication and in-app data deletion BANK CONNECTIONS Connect supported institutions through Stripe Financial Connections. Financial information is read-only. Viridian does not receive or store your online banking credentials. MEMBERSHIP Viridian Membership is an auto-renewing monthly subscription, with a 7-day free trial for eligible new subscribers. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple subscription settings. Terms of Use: https://viridianfinances.com/terms Privacy Policy: https://viridianfinances.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: 401GO at none against Viridian's 1. 401GO also leads on ratings volume (16 vs 2) and device support (3 vs 1). Viridian's advantage is update cadence (every 11 days vs every 2 months) and rating (5.0 vs 4.8). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Viridian sells 1 in-app purchase, starting at $9.99 per month. 401GO asks for nothing beyond the download.
Viridian holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 401GO has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 86% of 401GO's written reviews are positive against 100% of Viridian's.
401GO ships an update every 2 months, Viridian every 11 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | 401GO | Viridian |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (16 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 16 — better | 2 |
| Update frequency | Every 2 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 47 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | RetireGO, LLC | VF Developer Team |
Customer experience
401GO
Viridian
In-app purchases
401GO
No in-app purchases
Viridian
- Viridian Membership7 Days trial$9.991 Month









