Comparison

Lively COBRA vs BAI CDH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lively COBRA

Read full description

Stay up to date and worry free with the Lively COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information ● Get visibility on payments made to your plan ● View notifications and receive messages from your administrator to stay up to date on your record ● Click to call or email Customer Service Making Payments ● Make one time payments when most convenient for you ● Schedule future and recurring payments to put you at ease ● Use your bank account or credit card Elections ● Pick and Choose the plan(s) that best suits you following a qualifying event ● Avoid the hassle of paper by utilizing the latest in secure mobile payment technology ● View what you elected to better understand your coverage level, and make changes if needed Powered by WEX®

About

BAI CDH

Features
Read full description

Make the most of your HRA and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure ● Simply login to the intuitive app using your same CDH website username and password (or follow alternative instructions if provided) ● No sensitive account information is ever stored on your mobile device ● Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details ● Quickly check available balances 24/7 ● View charts summarizing account(s) ● View claims requiring receipts ● Click to call or email Customer Service ● View your statements and notifications ● Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● File a claim towards your FSA and HRA ● Take or upload a picture of a receipt and submit for a new or existing claim ● Manage your expenses by entering medical expense information and supporting documentation ● Retrieve your forgotten username/password ● Report a debit card as lost or stolen Powered by WEX®

Screenshots

Lively COBRA3 screens
BAI CDH3 screens

Verdict

The call

Lively COBRA and BAI CDH are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lively COBRA ships an update every 7 months, BAI CDH every 8 months. The most recent releases landed on October 25, 2026 and September 8, 2026 respectively.

ScorecardNo meaningful differences
Lively COBRA versus BAI CDH: the parameters behind the verdict, then further details
ParameterLively COBRABAI CDH
PriceFreeFree
Update frequencyEvery 7 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size8 MB29 MB
Age rating17+17+
DeveloperLively, Inc.HUB International

In-app purchases

None

Lively COBRA

No in-app purchases

None

BAI CDH

No in-app purchases

Questions

Is Lively COBRA free?
Lively COBRA is free to download, with no in-app purchases.
Is BAI CDH free?
BAI CDH is free to download, with no in-app purchases.
Do Lively COBRA or BAI CDH have ads?
Neither Lively COBRA nor BAI CDH shows ads.
Which is updated more often, Lively COBRA or BAI CDH?
Lively COBRA ships an update every 7 months, and BAI CDH every 8 months. Most recently, Lively COBRA was updated on October 25, 2026 and BAI CDH on September 8, 2026.

Other comparisons