SimpliBudget vs SimplyBudget AI
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SimpliBudget
Effortlessly track expenses, set budgets, and understand your spending habits. This app prioritizes simplicity and privacy, keeping your financial data offline and secure on your device.
- Expense tracking
- Budget setting
- Spending analysis
- Offline functionality
- Data privacy
- CSV export (Pro)
- Backup and restore (Pro)
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Track every expense in seconds. No account, no cloud, no ads. Your data stays on your device. SimpliBudget is the budget app for people who don't want a budget app. Open it, type the amount, tap a category, done. FAST TRACKING Log an expense the moment it happens. Big number pad, one tap per category, nothing in your way. SEE WHERE YOUR MONEY GOES Set a monthly budget and watch the progress bar fill up. The dashboard chart shows your top categories, and the monthly overview lists every expense. 100% PRIVATE No sign-up, no syncing, no tracking. Your financial data never leaves your phone. GO PRO β’ Unlimited categories β’ Export to CSV β’ Back up and restore to any location you choose Simple budgeting, finally. Download SimpliBudget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/ Privacy Policy: https://simpli-budget.com/pages/privacy.html
SimplyBudget AI
Effortlessly track expenses with AI-powered insights. Log spending by speaking or connecting your email, and get instant answers about your financial habits. Features a modern interface for clear financial overview.
- AI-powered expense logging
- Voice input for transactions
- Automatic email purchase detection
- Spending analytics
- Customizable categories
- Minimalist interface
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SimplyBudget is your all-in-one expense tracker, redesigned to make managing your money faster, smarter, and effortless. Log your spending in seconds or simply speak it, and the app will automatically capture the amount, merchant, category, date, and even attach the correct logo to each transaction. Powered by advanced AI, SimplyBudget helps you understand your finances with ease. Use the Ask Me feature to get instant answers about your spending, or connect your Google account to automatically detect purchase emails and log expenses for you. With a brand new analytics experience and a modern, minimalist interface, SimplyBudget makes it easy to see where your money goes and stay in control. In addition, SimplyBudget offers an in-app auto-renewable monthly subscription (SimplyBudget Plus) for premium features including unlimited expense logging. This includes a one-week free trial, then $3.99 USD per month. A lifetime plan is also available for a one-time purchase of $17.99 USD. Payments and Renewal: Payment will be charged to your iTunes Account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the period. You can manage or disable auto-renewal in your Account Settings at any time. For more information, refer to the Terms & Conditions at http://simplybudget.ca/legal, the Privacy Policy at http://simplybudget.ca/legal, and Appleβs Terms of Use (EULA) at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.
Screenshots
Verdict
SimpliBudget and SimplyBudget AI are too close to call on the numbers: across 8 compared parameters β price, review sentiment, update cadence and ads among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. SimpliBudget sells 2 in-app purchases, starting at $2.99 per year and SimplyBudget AI sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | SimpliBudget | SimplyBudget AI |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 β better | 16 |
| Further details β not scored | ||
| Size | 33 MB | 164 MB |
| Age rating | 4+ | 4+ |
| Developer | Jan Ole Wellnitz | Nooruddin Pirani |
Customer experience
SimpliBudget
SimplyBudget AI
In-app purchases
SimpliBudget
- Subscription (Annual)7 Days trial$2.991 Year
- Lifetime$4.99
SimplyBudget AI
- SimplyBudget Plus7 Days trial$3.991 Month
Questions
Is SimpliBudget free?
Is SimplyBudget AI free?
Do SimpliBudget or SimplyBudget AI have ads?
Which is updated more often, SimpliBudget or SimplyBudget AI?
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