Comparison

SimpliBudget vs SimplyBudget AI

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpliBudget

Effortlessly track expenses, set budgets, and understand your spending habits. This app prioritizes simplicity and privacy, keeping your financial data offline and secure on your device.

Highlights
  • Expense tracking
  • Budget setting
  • Spending analysis
  • Offline functionality
  • Data privacy
  • CSV export (Pro)
  • Backup and restore (Pro)
Read full description

Track every expense in seconds. No account, no cloud, no ads. Your data stays on your device. SimpliBudget is the budget app for people who don't want a budget app. Open it, type the amount, tap a category, done. FAST TRACKING Log an expense the moment it happens. Big number pad, one tap per category, nothing in your way. SEE WHERE YOUR MONEY GOES Set a monthly budget and watch the progress bar fill up. The dashboard chart shows your top categories, and the monthly overview lists every expense. 100% PRIVATE No sign-up, no syncing, no tracking. Your financial data never leaves your phone. GO PRO β€’ Unlimited categories β€’ Export to CSV β€’ Back up and restore to any location you choose Simple budgeting, finally. Download SimpliBudget. Terms of Use: https://www.apple.com/legal/internet-services/itunes/ Privacy Policy: https://simpli-budget.com/pages/privacy.html

About

SimplyBudget AI

Effortlessly track expenses with AI-powered insights. Log spending by speaking or connecting your email, and get instant answers about your financial habits. Features a modern interface for clear financial overview.

Highlights
  • AI-powered expense logging
  • Voice input for transactions
  • Automatic email purchase detection
  • Spending analytics
  • Customizable categories
  • Minimalist interface
Features
Read full description

SimplyBudget is your all-in-one expense tracker, redesigned to make managing your money faster, smarter, and effortless. Log your spending in seconds or simply speak it, and the app will automatically capture the amount, merchant, category, date, and even attach the correct logo to each transaction. Powered by advanced AI, SimplyBudget helps you understand your finances with ease. Use the Ask Me feature to get instant answers about your spending, or connect your Google account to automatically detect purchase emails and log expenses for you. With a brand new analytics experience and a modern, minimalist interface, SimplyBudget makes it easy to see where your money goes and stay in control. In addition, SimplyBudget offers an in-app auto-renewable monthly subscription (SimplyBudget Plus) for premium features including unlimited expense logging. This includes a one-week free trial, then $3.99 USD per month. A lifetime plan is also available for a one-time purchase of $17.99 USD. Payments and Renewal: Payment will be charged to your iTunes Account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the period. You can manage or disable auto-renewal in your Account Settings at any time. For more information, refer to the Terms & Conditions at http://simplybudget.ca/legal, the Privacy Policy at http://simplybudget.ca/legal, and Apple’s Terms of Use (EULA) at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.

Screenshots

SimpliBudget3 screens
SimplyBudget AI4 screens

Verdict

The call

SimpliBudget and SimplyBudget AI are too close to call on the numbers: across 8 compared parameters β€” price, review sentiment, update cadence and ads among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpliBudget sells 2 in-app purchases, starting at $2.99 per year and SimplyBudget AI sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

ScorecardNo meaningful differences
SimpliBudget versus SimplyBudget AI: the parameters behind the verdict, then further details
ParameterSimpliBudgetSimplyBudget AI
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 β€” better16
Further details β€” not scored
Size33 MB164 MB
Age rating4+4+
DeveloperJan Ole WellnitzNooruddin Pirani

Customer experience

SimpliBudget

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SimplyBudget AI

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SimpliBudget

Subscriptions1
  • Subscription (Annual)7 Days trial$2.991 Year
One-time1
  • Lifetime$4.99
1 purchases

SimplyBudget AI

Subscriptions1
  • SimplyBudget Plus7 Days trial$3.991 Month

Questions

Is SimpliBudget free?
SimpliBudget is free to download, with in-app purchases available.
Is SimplyBudget AI free?
SimplyBudget AI is free to download, with in-app purchases available.
Do SimpliBudget or SimplyBudget AI have ads?
Neither SimpliBudget nor SimplyBudget AI shows ads.
Which is updated more often, SimpliBudget or SimplyBudget AI?
SimpliBudget ships an update every 4 months, and SimplyBudget AI every 4 months. Most recently, SimpliBudget was updated on October 24, 2026 and SimplyBudget AI on October 11, 2026.

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