Comparison

Authenticator App vs CreditCat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Authenticator App

Secure your online accounts with two-factor authentication. This app offers passwordless sign-ins, seamless autofill, and encrypted backups. It supports a vast range of services and works across Apple devices, with advanced security features like Face ID and Touch ID.

Highlights
  • Two-factor authentication (2FA)
  • Multi-factor authentication (MFA)
  • Passwordless sign-ins
  • Seamless password autofill
  • Encrypted iCloud backup
  • Offline OTP generation
  • Face ID & Touch ID security
Features
Read full description

Authenticator is the ultimate solution for secure, convenient two-factor authentication (2FA) across your digital life. Empower your digital life with secure sign-ins across all online accounts using the strength of multi-factor authentication, passwordless convenience, and seamless password autofill.Optimized for iPhone and Apple Watch, and compatible with iPad and Mac, it's designed to work effortlessly with a multitude of services including Google, Facebook, Amazon, Microsoft, Instagram, WhatsApp, TikTok, LinkedIn, Twitter, YouTube, Blizzard, Thomson Reuters, Epic Games, Stripe, Federal Student Aid, AMFI, Warzone Mobile, Drake Tax, RealMe, Login.gov, RingCentra, Textbroker, Godaddy, Ring, Outlook, Xbox, eBay, PayPal, Snapchat, Dropbox, Spotify, Reddit, Pinterest, Shopify, Airbnb, Uber, Zoom, Slack, Coinbase, Roblox, GitHub, Twitch, Binance, Salesforce, Tesla, Nvidia, ProtonMail, Robinhood, Uphold, PlayStation, Threads, Fortnite, Crypto, Notion, Yahoo, Hulu, Netflix, Disney+, Venmo, Trello, Asana, Strava, Duolingo, DoorDash, Postmates, Grubhub, Discord, Bittrex, 1Password, Озон.Ключ and more. Comprehensive Features: - Extensive Compatibility: Authenticator integrates with a vast array of platforms, enhancing the security of your online presence across various services. - Encrypted iCloud Backup: Securely store your 2FA codes with encryption, ensuring you have access to your accounts even if your device is lost. The backup functionality is robust, supporting both manual backup and quick restoration. - Seamless Synchronization: Effortlessly sync your authentication tokens across iPhone, Apple Watch, iPad, and Mac. - Offline OTP Generation: Generate One-Time Passwords (OTPs) even in areas without internet connectivity, keeping your accounts secure at all times. - Advanced Security with Face ID & Touch ID: Utilize cutting-edge security features on your iPhone and Apple Watch for swift and secure access. - Efficient Setup & Management: Configure and manage all your accounts easily with QR code scanning and centralized account management. Subscription Details: Unlock the full potential of the app with advanced two-factor authentication (2FA) features by choosing from our yearly, monthly, or weekly plans, each offering an initial free trial to explore more. Additionally, we offer a one-time purchase option that provides full access to all our authenticator and two-factor (2FA) security features without the need for a subscription. Payments can be made through your Apple account, and subscriptions will auto-renew unless turned off at least 24 hours before the end of the current subscription period. Join our plans to find the best deal for enhanced security and authentication! Key Links: Privacy Policy: https://downloadauthenticator.com/privacy-policy/ Terms of Service: https://downloadauthenticator.com/terms-of-use/ With Authenticator, you can confidently secure your online accounts on a wide range of popular platforms, ensuring a safe and streamlined digital experience.

About

CreditCat

Features
Read full description

Name everyone who still owes you money. Go. The trip you paid for. The friend you covered. Some of it is in chats. Some is in screenshots. Some is just in your head. A few weeks later, you're searching through it all to work out who still owes what. CreditCat keeps it in one place. Record who owes you, how much, and when. Check your list anytime, then mark an entry as paid once you've received the money. Each person gets a cat. While the money is outstanding, their cat waits by an empty bowl. The longer the wait, the hungrier it gets. Keep the records to yourself, or send someone their cat when you want to bring it up. They don't need the app. The link opens a page showing what they still owe and a cat waiting to be fed. When it's hard to find the words, let the cat say it. RECORD, CHECK, MARK AS PAID • Record who owes you, how much, and when it happened • See who hasn't paid and how much is still outstanding • Share a link when you choose to • Once you've received the full amount, mark the entry as paid. The cat gets fed CreditCat never contacts anyone on its own. You decide whether to share and when. It doesn't split bills, process payments, or provide financial advice. Sign in with Apple, or continue as a guest. FREE Unlimited records. Unlimited sharing. The shared page uses a fixed line: “The cat guards its empty bowl, N days.” CREDITCAT PRO The words on the shared page change as time passes—from waiting beside the empty bowl to licking its bottom. The longer the wait, the harder it is for the cat to hide its hunger. NT$30/month; prices vary by region. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Terms of Use: https://doc-hosting.flycricket.io/creditcat-terms-of-use/0da31380-9ff0-42dc-87a3-7fd4fdc08d48/terms Privacy Policy: https://doc-hosting.flycricket.io/creditcat-privacy-policy/3364aad1-b83e-49d4-8da3-8112783b37f5/privacy

Screenshots

Authenticator App4 screens
CreditCat4 screens

Verdict

The call

The clearest difference is in-app purchases: CreditCat at none against Authenticator App's 11. Authenticator App's advantage is device support (5 vs 2) and iOS requirement (13.0 vs 15.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Authenticator App sells 11 in-app purchases, starting at $5.99 per 7 days. CreditCat asks for nothing beyond the download.

UpkeepUpdate frequency

Authenticator App ships an update every 9 days, CreditCat every 2 weeks. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Authenticator App versus CreditCat: the parameters behind the verdict, then further details
ParameterAuthenticator AppCreditCat
PriceFreeFree
Rating4.2 (86 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings86 — better—
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size50 MB12 MB
Age rating4+4+
DeveloperHearttell US LimitedSiou Ci Lin

In-app purchases

11 purchases

Authenticator App

Subscriptions9
  • Authenticator App 2FA Weekly$5.997 Days
  • Authenticator_App_2FA_MFA_Week$6.997 Days
  • Authenticator App Monthly3 Days trial$9.991 Month
Show 6 more
  • Authenticator App 2FA Monthly$9.991 Month
  • Authenticator App 2FA Monthly$19.991 Month
  • Authenticator_App_Yearly$29.991 Year
  • Authenticator App 2FA Yearly$39.991 Year
  • Authenticator App Yearly3 Days trial$49.991 Year
  • Authenticator_App_2FA_Yearly$49.991 Year
One-time2
  • Authenticator App One-time$49.99
  • Authenticator_App_2FA_Onetime$99.99
None

CreditCat

No in-app purchases

Questions

Is Authenticator App free?
Authenticator App is free to download, with in-app purchases available.
Is CreditCat free?
CreditCat is free to download, with no in-app purchases.
Do Authenticator App or CreditCat have ads?
Neither Authenticator App nor CreditCat shows ads.
Which is updated more often, Authenticator App or CreditCat?
Authenticator App ships an update every 9 days, and CreditCat every 2 weeks. Most recently, Authenticator App was updated on October 7, 2026 and CreditCat on October 9, 2026.

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