Comparison

Expense AI vs HamJot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense AI

Effortlessly track expenses by scanning receipts with AI. This app automatically extracts data, categorizes spending, and provides insights into your financial health. Manage budgets, set savings goals, and chat with your finances for instant answers.

Highlights
  • AI receipt scanning and data extraction
  • Automatic expense categorization
  • Budget creation and real-time tracking
  • Savings goal setting and progress monitoring
  • Financial health insights and spending pattern analysis
  • Chat interface for financial queries
  • Import bank statements and CSV files
Features
Read full description

Snap a receipt. Expense AI reads it, categorizes it, and files it, in seconds. No spreadsheets. No manual entry. Just a beautifully designed app that finally makes expense tracking effortless. Whether you're managing personal spending, tracking business receipts, or getting your finances properly organized for the first time, Expense AI does the heavy lifting. ---------------------- ALL-NEW DESIGN IN V2 ---------------------- Expense AI has been completely redesigned. Every screen is faster, more polished, and built around how you actually use the app: fluid animations, a redesigned home screen with live spending charts, and your most important numbers front and center. ---------------------- SCAN & CAPTURE RECEIPTS ---------------------- Take a photo of any receipt and AI automatically extracts the merchant, amount, date, items, and tax. Or forward receipt emails to your personal Expense AI address: the app captures everything without you lifting a finger. Supports photos, PDFs, and email attachments. ---------------------- BUDGETS & SAVINGS GOALS ---------------------- Create budgets by spending category and track usage against your limits in real time with visual charts. Set savings goals with target amounts and deadlines, follow your progress on a timeline, and mark them complete when you get there. ---------------------- FINANCIAL HEALTH & INSIGHTS ---------------------- See beyond the numbers. Expense AI surfaces your spending patterns, income vs. expense trends, and personalized insights about your overall financial wellbeing, so you always know where you stand. ---------------------- IMPORT TRANSACTIONS ---------------------- Already have history elsewhere? Import bank statements and CSV files directly into Expense AI. Review each transaction, edit details inline, and confirm before anything is added. ---------------------- CHAT WITH YOUR FINANCES ---------------------- Ask anything. "How much did I spend on food last month?" "Show me my top merchants this quarter." Expense AI answers instantly, generates reports, and visualizes your data, all from a simple chat. ---------------------- EVERYTHING ELSE ---------------------- • Multi-currency support for international spending • Share extension: upload receipts from Photos, Files, or any app • Custom app icons and dark mode • Export reports as CSV or PDF • Detailed analytics: top merchants, top products, category breakdown ---------------------- SUBSCRIPTION ---------------------- Free to download. Premium features require a subscription billed to your Apple ID. Subscription renews automatically: manage or cancel anytime in Account Settings. support@expenseai.com Privacy: https://expenseai.com/privacy-policy Terms: https://expenseai.com/terms

About

HamJot

Features
Read full description

Take Control of Your Finances with AI-Powered Expense Tracking Transform how you manage money with the smartest expense tracker. Our AI instantly recognizes mobile bank slips, auto-categorizes spending, and scans receipts—making financial management effortless whether you're buying coffee at Starbucks, riding Grab across Bangkok, or shopping at Central. POWERFUL AI FEATURES 1. Detects Mobile Banking Slips & Receipt Scanning • Detects Bank Slips: Detects mobile banking slips from your photo library and automatically creates a transaction entry • Snap a photo of receipts from any merchant • AI extracts amount, merchant, date, and category instantly • One-tap to confirm and add—no typing needed 2. Smart Merchant Recognition: Our AI learns from 100+ Thai and international brands: • Local favorites: 7-Eleven, Lotus, Big C, MaxValu, Makro • Food delivery: GrabFood, Foodpanda, Lineman, KFC, Starbucks • Transportation: BTS, MRT, Grab, Bolt, PTT, Shell • Shopping: Shopee, Lazada, Central, Robinson, HomePro • Utilities: AIS, True, DTAC, TOT, MEA, PEA 3. Intelligent Auto-Categorization • Zero manual effort—AI categorizes every transaction • Learns your spending patterns over time • Recognizes recurring expenses automatically • Smart suggestions based on merchant names 4. MULTI-CURRENCY SUPPORT Track expenses in multiple currencies with ease: • Home Currency Setup: Set your primary currency for local balance tracking • Global Travel Ready: Perfect for frequent travelers, expatriates, and international business Support for 50+ world currencies including: • USD, EUR, GBP, JPY, CNY, SGD, HKD, MYR, IDR, KRW • THB, CAD, AUD, CHF, SEK, NOK, DKK, NZD, INR • And many more with real-time updates CLOUD SYNC & BACKUP • Real-time sync across all your devices • Secure Firebase cloud backup • Never lose your financial data • Access anywhere, anytime BEAUTIFUL VISUAL ANALYTICS Transform spending data into actionable insights: • Interactive daily, weekly, and monthly charts • Category breakdown with colorful visualizations • Spending trends and pattern detection • Export to Google Sheets for deeper analysis • Budget vs. actual comparison views SMART BUDGET MANAGEMENT Stay financially healthy with intelligent controls: • Set category-specific spending limits • Real-time progress tracking with live updates • Smart alerts at 80% budget threshold • Color-coded status indicators (green/yellow/red) • Monthly rollover and budget recommendations PREMIUM USER EXPERIENCE • Lightning-fast expense entry (under 3 seconds) • Smooth animations and modern Material Design • Works offline—sync when connected • Both Thai and English language support PRIVACY & SECURITY • Bank-level encryption for all data • Secure Firebase authentication • Your data, your control • Optional cloud backup—you choose PERFECT FOR: • Young professionals tracking daily expenses • Students managing budgets and allowances • Families monitoring household spending • Freelancers organizing business expenses • Anyone serious about financial wellness WHY CHOOSE US: • Only Thai expense app with AI receipt scanning • Recognizes 100+ local merchants automatically • Cloud sync across unlimited devices • Export data to Google Sheets • No subscription fees or hidden costs • Designed specifically for Thailand users KEY HIGHLIGHTS: • AI receipt scanning for all major Thai banks • Automatic expense categorization • Cloud backup and multi-device sync • Beautiful spending analytics • Budget tracking with smart alerts • Powerful search and filtering • Export to Google Sheets • Offline mode—works anywhere • Optimized for Thai Baht and local merchants Start Your Journey to Financial Freedom! Join thousands of users already taking control of their finances. Download now and discover where your money really goes—with zero effort required. Support & Feedback Questions or suggestions? Reach us through the app settings menu. We're constantly improving based on your feedback!

Screenshots

Expense AI4 screens
HamJot4 screens

Verdict

The call

The clearest difference is in-app purchases: HamJot at none against Expense AI's 4. HamJot also leads on update cadence (every 3 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense AI sells 4 in-app purchases, starting at $2.49 per 7 days. HamJot asks for nothing beyond the download.

UpkeepUpdate frequency

Expense AI ships an update every 2 months, HamJot every 3 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Expense AI versus HamJot: the parameters behind the verdict, then further details
ParameterExpense AIHamJot
PriceFreeFree
Rating4.5 (8 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size106 MB43 MB
Age rating4+4+
DeveloperTrack Finance and Technology Solutions NIG. LTDTheera Mekanand

In-app purchases

4 purchases

Expense AI

Subscriptions4
  • Weekly3 Days trial$2.497 Days
  • Monthly7 Days trial$8.991 Month
  • Quarterly$18.993 Months
Show 1 more
  • Yearly7 Days trial$65.001 Year
None

HamJot

No in-app purchases

Questions

Is Expense AI free?
Expense AI is free to download, with in-app purchases available.
Is HamJot free?
HamJot is free to download, with no in-app purchases.
Do Expense AI or HamJot have ads?
Neither Expense AI nor HamJot shows ads.
Which is updated more often, Expense AI or HamJot?
Expense AI ships an update every 2 months, and HamJot every 3 days. Most recently, Expense AI was updated on October 30, 2026 and HamJot on October 25, 2026.

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