3B App vs Maluk

3B is a contactless smart-school solution for student payments, attendance, and monitoring. Using NFC bracelets, AI-powered attendance, and integrated digital platforms, 3B connects students, parents, teachers, and schools in one ecosystem, enabling secure payments, real-time attendance tracking, student monitoring, communication, and greater visibility for parents.

Say goodbye to financial stress and take charge of your future with Maluk—the app that helps you make the most of your hard-earned salary. Designed for employees, Maluk is your go-to financial guide for turning financial challenges into opportunities, empowering you to thrive and achieve your goals. Get your financial health check: Understand your current financial position with easy-to-read financial diagnosis to identify where you stand and where to start. Improve your financial behaviors: Learn practical strategies to build better spending, saving, and investing habits that support your long-term goals. Make smart money moves: Get step-by-step guidance to make informed decisions about your finances, from daily budgeting to long-term planning. Customized Insights: Get tailored advice to manage spending, reduce debt, grow your savings, and plan your investments. Actionable Guidance: Receive real-time reminders and tips to stay on track with your financial plans.